First Commerce Mortgage Center

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First Commerce offers the best mortgage tools available on the Internet. Our easy and convenient, 20-minute online application will help you find the most suitable loan program and in most cases, provide you with an instant decision in just seconds. Together with the assistance of an experienced live loan officer to guide you through the often difficult process, we're committed to helping put you in home of your dreams. To apply for a mortgage or for information on your current mortgage such as, loan balances or to set up automatic payments, click here.  


Six Pillars, is a comprehensive Financial Planning Firm with a philosophy to provide our clients with both personal and professional services. We offer Financial Planning, Investment Advisory Services, Estate Planning, Insurance, and Employee Benefit Plans. We build client relationships based on trust, competent professional advice, continual communication and prompt personal service. We will assist our clients in setting financial goals, monitoring these goals and keeping them informed of the progress of these goals. Click here for more information.

Financial Independence Today is the Key for a FIT Tomorrow

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FCCU wants to help you become Financially Independent Today. By enrolling in FCCU's iLiveFIT! program, you will receive a FREE confidential personal financial assessment. Once your fitness level has been determined, you will be provided with a comprehensive prescription plan specific to your needs. This program is absolutely free PLUS you'll earn discounts on mortgage closing costs and gift cards! Click Here for more information.

Why First Commerce Credit Union?

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Committed to you. Our brand is not just a tagline, it is at the core of our operations. Community, People, Service, Convenience, Security and Education, click here to read more about our commitments.

Financial Calculators


First Commerce is committed to providing members with the necessary tools to become Financially Independent Today. Use these calculators to determine everything from auto loans to net worth. View All Financial Calculators .



Join Today!

If you live or work in the following counties, you can join: Leon, Wakulla, Gadsden, Jefferson, Madison, Liberty, Jackson, Taylor, Calhoun, Washington, Walton and Holmes Counties in Florida and Thomas County, Georgia. To apply for membership online, just click the 'Open an Account' link at the top of the page.

Online Payment Center

Mortgage Payment

To make a payment to your First Commerce Mortgage, click here.

Pay Bills

Use BillPay in iBranch! to make payments using your current FCCU account. To sign in to or enroll in online BillPay, login to iBranch!

Pay Your Loan

To make a same day payment to an FCCU loan using funds from another financial institution, click here.  *To make online payments from an FCCU account, use iBranch!  

Person to Person Payments

To use First Commerce's P2P payment feature, POPmoney, login to iBranch! and look for the Pay People link under the Bill Pay tab. *Must be enrolled in Bill Pay. Enrollment is free.