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At First Commerce, membership has its benefits. Our members own the credit union, and enjoy lower loan rates and fees, higher savings rates, and better customer service.

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About Us

Welcome to the Credit Union Advantage! If you live or work in the following counties, you can join First Commerce Credit Union: Leon, Gadsden, Jefferson, Madison, Liberty, Jackson, Wakulla and Thomas, GA.

First Commerce strives to become your primary financial institution by building a solid relationship with you. Once you spend time at First Commerce, you'll recognize the world of difference in the attitude and service we provide our members.


The continual success of First Commerce Credit Union allows today's members to enjoy the benefits of a wide range of services, up-to-date technology and modern facilities.

Membership Information

If you live or work in the following counties, you can join First Commerce Credit Union: Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison Suwannee, Taylor, Wakulla, Walton, and Washington counties in Florida and Lowndes and Thomas county in Georgia. You can apply for membership at any office or online

Credit Union Leadership

A directory of our Board of Directors, Audit Committee, Senior Management, and Branch Managers.

Privacy Notice and Disclosure

First Commerce Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members and the records we safeguard

Our Commitment

Our brand is not just a tagline, it is at the core of our operations.

Frequently Asked Questions (FAQ)

The answers to the most common questions from our members.

Champions for Community

Through the Champions for Community (C4C) program, First Commerce supports countless charitable organizations in our community. In addition, First Commerce leads major campaigns for a selected charity in the spring and fall of each year.