Business Certificates of Deposit (CDs)

Earn a higher rate of return for your business with a certificate of deposit from First Commerce.  With fixed rates and flexible terms, our CDs give your business a way to invest excess cash flow over a short or long period of time. Plus your money stays right here in the community! Now that’s local strong.

  • Terms from 91 days to 4 years
  • Competitive fixed rates
  • Monthly dividends
  • Minimum required balance: $1,000

CD Rates

Our rates are consistently ranked at the top of the market. Penalties apply for early withdrawal.

CD Rates
TermDividend PostingAnnual Percentage YieldDividend Rate
91 days
(not offered on IRAs)
Monthly 0.50% 0.50%
182 days Monthly 1.10% 1.09%
12 month Monthly 1.75% 1.74%*
18 month Monthly 2.00% 1.98%
2 year Monthly 2.25% 2.23%
3 year Monthly 2.30% 2.27%
4 year Monthly 2.35% 2.32%


For more information, contact our Business Services Team or visit one of our locations.

* APY=Annual Percentage Yield. CD=Certificate of Deposit.