Vehicle Services

Sometimes the road of life gets a little bumpy, so if you have an auto loan with First Commerce you're eligible for special coverage and services. Enjoy the peace of mind that comes with knowing your vehicle is protected!

If your car is stolen or totaled, your insurance company will likely cover the cash value of your vehicle. In many cases, that amount is less than your outstanding loan balance. GAP coverage helps pay the difference plus covers up to $1000 of your car insurance deductible. Some restrictions apply; see contract for details.

Don't get stranded on the side of the road! Mechanical Breakdown Coverage helps you pay for unexpected repair bills and costs less than most dealers' extended warranty options. In addition to direct payment for parts & labor to any licensed repair facility in the U.S. or Canada, coverage includes 24-hour toll-free roadside assistance, reimbursement on towing & rentals, and emergency travel expenses. The plan is transferable and cancelable at any time.

Most keys have been engineered to protect against theft. This means that the cost of replacing a key could be hundreds of dollars. To avoid unnecessary key costs, our Key Replacement Plan gives you the following benefits and more:

  • 24 hour vehicle lock-out assistance
  • 24 hour home lock-out assistance
  • Key Replacement
  • Key Recovery
  • Emergency towing
  • Emergency Travel expense

You cringe the first time a shopping cart dents your new car. Now you can keep your car looking like new with our Paintless Dent Repair plan, available on model years 7 years old or less.

Paintless Dent Repair (PDR) is an innovative process developed by automobile manufacturing production teams to remove small dents and dings without harming the vehicle's factory finish. Our Certified PDR Service Technicians are highly skilled craftsmen who use specialized hand tools to manipulate and flex the metal back to its original form.

You'll receive:

  • Unlimited usage during the term of the agreement.
  • Sign and Drive with no deductible