Savings Account
Whether you're putting money aside for a rainy day or something more specific, a First Commerce Savings Account is the best place for your savings to grow! You can even open multiple accounts for specifics savings goals.
Savings Account Rates
| Average Daily Balance | Dividend Posting | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5.00 – $2,499.99 | Quarterly | 0.02% | 0.02% |
| $2,500.00 – $9,999.99 | Quarterly | 0.03% | 0.03% |
| $10,000.00 – $24,999.99 | Quarterly | 0.04% | 0.04% |
| $25,000.00 – $49,999.99 | Quarterly | 0.10% | 0.10% |
| $50,000.00 and above | Quarterly | 0.15% | 0.15% |
Your First Commerce membership starts with a savings account, with your $5 opening deposit representing your equal share of ownership in the credit union.
For more information or help opening an account, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
Learn how to reach your financial goals with free financial education from First Commerce!
Transfer Limits on Savings Accounts Temporarily Lifted
In response to the COVID-19 pandemic, the Federal Reserve Bank temporarily removed the “Six-Per-Month Limit” normally applied to transfers out of savings accounts. Members with FCCU savings or money market accounts are now able to make electronic transfers without being limited to six transfers per month. As your financial partner for life, First Commerce has chosen to make this option available for members with savings and/or money market accounts as long as the federal government permits. Please note, overdraft transfer fees may apply. Click here for more details.
