Business Certificates of Deposit (CDs)

Earn a higher rate of return for your business with a certificate of deposit from First Commerce.  With fixed rates and flexible terms, our CDs give your business a way to invest excess cash flow over a short or long period of time. Plus your money stays right here in the community! Now that’s local strong.

  • Terms from 91 days to 4 years
  • Competitive fixed rates
  • Monthly dividends
  • Minimum required balance: $1,000

CD Rates

Our rates are consistently ranked at the top of the market. Penalties apply for early withdrawal.

TermDividend PostingAnnual Percentage YieldDividend Rate
91 days Monthly 0.25% 0.25%
182 days Monthly 0.60% 0.60%
12 month Monthly 1.50% 1.49%
2 year Monthly 1.16% 1.15%
3 year Monthly 1.41% 1.40%
4 year Monthly 1.66% 1.65%

*Kids Club/Junior CDs from $250.00 - $999.99 at 0.80% APY are not eligible for the 12 month promotional rate of 1.50% APY. 

For more information, contact our Business Services Team or visit one of our locations.