Business Certificates of Deposit (CDs)

Earn a higher rate of return for your business with a certificate of deposit from First Commerce.  With fixed rates and flexible terms, our CDs give your business a way to invest excess cash flow over a short or long period of time. Plus your money stays right here in the community! Now that’s local strong.

  • Terms from 91 days to 4 years
  • Competitive fixed rates
  • Monthly dividends
  • Minimum required balance: $1,000

CD Rates

Our rates are consistently ranked at the top of the market. Penalties apply for early withdrawal.

Tallahassee, FL & Marianna, FL CD Rates
TermDividend PostingAnnual Percentage YieldDividend Rate
91 days
(not offered on IRAs)
Monthly 0.25% 0.25%
182 days Monthly 1.24% 1.23%
12 month Monthly 1.85% 1.83%
18 month Monthly 1.85% 1.83%
2 year Monthly 2.00% 1.98%
3 year Monthly 2.00% 1.98%
4 year Monthly 2.00% 1.98%

 

Thomasville, GA & Valdosta, GA CD Rates
TermDividend PostingAnnual Percentage YieldDividend Rate
91 days
(not offered on IRAs)
Monthly 0.25% 0.25%
182 days Monthly 1.35% 1.34%
12 month Monthly 2.00% 1.98%
18 month Monthly 2.00% 1.98%
2 year Monthly 2.00% 1.98%
3 year Monthly 2.00% 1.98%
4 year Monthly 2.00% 1.98%

For more information, contact our Business Services Team or visit one of our locations.

* APY=Annual Percentage Yield. CD=Certificate of Deposit. Early withdrawals will be subject to a substantial penalty and any fees could reduce the yield. Minimum opening balance is $1,000. Maximum of $1,000,000 for this promotion per account holder. Rates and terms are accurate as of 3/31/19, available for a limited time and subject to change without notice. No other promotions, iLiveFIT!, or other premiums may be applied.