Business Certificates of Deposit (CDs)

Earn a higher rate of return for your business with a certificate of deposit from First Commerce.  With fixed rates and flexible terms, our CDs give your business a way to invest excess cash flow over a short or long period of time. Plus your money stays right here in the community! Now that’s local strong.

  • Terms from 91 days to 4 years
  • Competitive fixed rates
  • Monthly dividends
  • Minimum required balance: $1,000

CD Rates

Our rates are consistently ranked at the top of the market. Penalties apply for early withdrawal.

TermDividend PostingAnnual Percentage YieldDividend Rate
91 days Monthly 0.25% 0.25%
182 days Monthly 0.70% 0.70%
12 month Monthly 1.40% 1.39%
13 month Monthly 1.50% 1.49%
18 month Monthly 1.70% 1.69%
2 year Monthly 1.40% 1.39%
3 year Monthly 1.50% 1.49%
4 year Monthly 1.66% 1.65%

For more information, contact our Business Services Team or visit one of our locations.