Tools to Manage Your Business

We’ll take care of the details so you can stay focused on what’s really important: your business. That’s the power of having a local partner!

Benefits of Treasury Management Solutions

The power of having a local partner.

Efficient Cash Management

Faster Payment Collection

Secure Deposits

Merchant Services

ACH Origination

Wire Transfer

Treasury Management Plans

Business Silver

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Choice of ACH or Remote Deposit with equipment included
    • Annual financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $50
Contact Us

Business Platinum

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Remote Deposit with equipment included
    • ACH Services
    • Positive paycheck and ACH reconciliation
    • Quarterly financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $150
Contact Us

Business Gold

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Remote Deposit with equipment included
    • ACH Services
    • Semiannual financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $100
Contact Us

Business Silver

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Choice of ACH or Remote Deposit with equipment included
    • Annual financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $50
Contact Us

Business Gold

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Remote Deposit with equipment included
    • ACH Services
    • Semiannual financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $100
Contact Us

Business Platinum

  • Any requirements? – No
  • Features/benefits
    • Digital Banking, BillPay, QuickBooks integration, and user management
    • Remote Deposit with equipment included
    • ACH Services
    • Positive paycheck and ACH reconciliation
    • Quarterly financial review with Business Services executive and Six Pillars Financial Advisors
  • Cost – $150
Contact Us

Treasury/Cash Management Services

First Commerce utilizes ACH Client, the premier acquisition tool for originated ACH transactions. This service features easy file setup and supports split transactions, plus it automatically stores transaction information for easy retrieval. ACH Client is customizable and can empower businesses with the freedom to pay employees with direct deposit or allow associations to auto-debit their members. The ACH Client can be configured to meet each organization’s needs while also tailoring security parameters to keep your money safe.
Let our merchant services help you process point-of-sale payments quickly and securely with a variety of flexible payment acceptance options! We’re committed to making life easier for your business.
  • Debit and credit card acceptance
  • Gift card programs
  • Wireless terminals
  • Mobile phone payment capability
  • High-speed terminals
  • Electronic benefits transfer (EBT)
We partner with First Data to bring you merchant services that help you stay ahead of your competition.
  • Competitive rates
  • Flexible billing
  • Timely, accurate reporting
  • Secure technology
  • Established relationships with all major credit/debit card companies and fleet card vendors
Easy application process. Fast approval. That’s how we say Yes to local businesses.
First Commerce credit cards can help you manage different facets of your business, including easily managing employees’ expense accounts. You can even earn rewards with our Business Rewards credit card.
Save time and get faster access to your money with Remote Deposit Capture from First Commerce! Remote Deposit Capture makes it easy to scan and deposit checks securely right from your office, giving you faster access to your funds.
  • Extended daily deposit deadlines (7 p.m. every business day)
  • Fast notification of returned items
  • Competitively priced machines
  • No need to purchase, install, or maintain software
  • Low monthly plan fee
We’ll even give you the first 60 days of your plan for free!

First Commerce also offers businesses the ability to deposit checks on their mobile devices.
Want excess funds invested at higher rates – automatically? First Commerce can sweep your excess funds to another account.
Wire funds to your accounts or a vendor’s account! We offer same-day domestic and international wire services.

Ready to Watch Your Business Grow?

For more information about Treasury Management Solutions, contact us, talk to a Business Services Representative, or visit any of our locations.

Contact Us Locations

Business Resources

Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Learn More
Business Savings Accounts

Business Savings Accounts

First Commerce offers a variety of Business Savings Accounts and CD options to help your money grow!

Learn More
Digital & Mobile Banking

Digital & Mobile Banking

Keep your business running smoothly with flexible, convenient online and mobile banking services at your fingertips.

Get Started
Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Learn More
Business Savings Accounts

Business Savings Accounts

First Commerce offers a variety of Business Savings Accounts and CD options to help your money grow!

Learn More
Digital & Mobile Banking

Digital & Mobile Banking

Keep your business running smoothly with flexible, convenient online and mobile banking services at your fingertips.

Get Started
Your Financial Partner for Life

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.