Become a Member

When you choose First Commerce as your financial institution, you’re more than just a customer – you’re a member and a co-owner! That means you benefit from lower loan rates, fewer and lower fees, higher savings rates, and better service. We’re passionate about saying yes to local businesses by helping you bank easier and grow stronger.

Eligibility

You’re eligible to join if you live or work in one of the following areas in Florida:

  • Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakulla, Walton, and Washington counties.

You’re eligible to join if you live in one of the following areas in Georgia:

  • Lowndes and Thomas counties.

FCCU Foundation

Anyone who joins the FCCU Foundation is eligible for membership in First Commerce Credit Union by making a minimum required contribution of $15. This one-time contribution is an unrestricted gift to the Foundation, which supports the Foundation’s ongoing charitable efforts for financial literacy.

Six Pillars Financial Advisors Clients

If you are a client of our subsidiary, Six Pillars Financial Advisors, you are eligible for membership in First Commerce.