How to make the switch with EasySWITCH:

How to switch your direct deposits:

Log in or enroll in digital banking at

1. Click on EasySWITCH in digital banking

2. Search for your employer, Social Security Administration, or other direct deposit provider

3. Submit the Switch

Steps to switching your recurring payments:

1. Click on EasySWITCH in digital banking

2. Select Switch Recurring Payments

3. Choose Switch Assist or manually enter recurring payment details to find the organization you currently send payments to


EasySWITCH is an automated account switching technology which quickly, safely, and efficiently switches your direct deposit from your old checking and savings accounts to your new ones at First Commerce. Super Easy!
Anytime. EasySWITCH can be used anytime you want to switch your account to First Commerce, or the account that receives your direct deposits.
You can switch your direct deposits and recurring payments to FCCU using EasySWITCH.
EasySWITCH only requests and stores the minimal amount of data required to complete a switch. This information consists of the same details you would see on a blank check. In addition to your name, address, bank account, and routing number, your phone number and email address are also collected.
Submitting a switch can take as little as about 90 seconds. Once submitted, EasySWITCH provides a status page where First Commerce Team Members can review the most current information regarding your switch. The length of time it takes for a switch to be fully processed depends on a variety of factors between the depositor and First Commerce, but it ranges from an instantaneous switch to a few short days.
EasySWITCH has completed an SSAE 16 SOC 2®Type II engagement, the internationally recognized third-party assurance for service organizations. This is the most widely accepted compliance initiative, providing an independent evaluation to compare internal controls and processes against IT and risk management frameworks, such as COBIT and COSO.