First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
Money Minute Tips
We’ve partnered with WCTV to produce timely one-minute segments focused on helping people to enhance their financial well-being. Each week, during the WCTV 5:30 p.m. broadcast, hear from First Commerce team members who share tips to enhance your financial well-being. From managing your money to protecting yourself from fraud, learn from our local experts.
What Can a HELOC Do for You?
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. If you choose to unlock the power of your home with a HELOC, there are benefits and costs to consider.
Buy Now, Pay Later
Buy Now, Pay Later is a form of instant financing that allows consumers to make an initial payment, receive their item upfront, and pay the remaining balance over time through installments. While getting your purchase now and paying for it later is attractive, there are a few things to keep in mind.
Tips to Make Savings Automatic
Do you have a savings goal for the year? Saving and budgeting can feel like a hard-to-reach goal, but it doesn’t have to be. Here are a few easy tips to help you power your personal finances and automate savings.
Considerations for Opening a CD
Certificates of Deposit, known as CDs, can be a powerful tool to help build your savings over time. If you are considering opening a CD, it’s important to understand key differences between a CD and a traditional savings account. Here are some factors to consider.
Choosing a Checking Account
The right checking account can be a powerful tool to improve your financial well-being, but choosing the right one for you can feel overwhelming. Listen to considerations and questions to keep in mind when choosing a checking account.
Home Loan Documents
Perhaps you’ve been thinking about buying a home, but aren’t sure what information you will need to complete your loan application. Learn about key documents you’ll need when applying for a home loan.
Relationship Scams
Relationship scams, also called romance scams, are used to gain someone’s trust to commit fraud, access their bank accounts, or steal their identity. Find out about ways you can help protect yourself from being lured into a relationship scam.
Smart Savings Habits for Kids
It’s never to early to start building strong financial habits with your kids. By teaching them smart money habits early, you can set them on a path to a healthy financial future. Use these tips to teach your child smart saving habits.
Six Pillars Financial Planning
Have you ever thought about setting financial goals for your future, but not sure where you should start? Working with a financial advisor can be a great option. In this Money Minute segment, we’re sharing tips to help you get started on the best financial path.
Member Testimonial
“I always feel welcomed, wanted, and heard. The tellers are friendly but professional, and they work expediently without making me feel rushed. When they recommend different banking services, it always feels like a recommendation from a friend rather than a sales pitch.”
Your Money Minute Tips
Watch Money Minute on WCTV during the 5:30 p.m. broadcast, or view here anytime.
Guidance & Advice
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
