First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
Money Minute Tips
We’ve partnered with WCTV to produce timely one-minute segments focused on helping people to enhance their financial well-being. Each week, during the WCTV 5:30 p.m. broadcast, hear from First Commerce team members who share tips to enhance your financial well-being. From managing your money to protecting yourself from fraud, learn from our local experts.
Smart Money Tips to Build Financial Wellness
It is never too late—or too early, to start building a strong financial foundation. Financial wellness is a dynamic state of general financial health that enables you to maintain balance and protect yourself from financial risk as much as possible. There are many things you can do to lay the foundation for building smart money habits. Here are some considerations to help you on your financial journey.
Considerations for Collecting Social Security
Social Security can be complicated, and the details are often misunderstood even by those who are already receiving benefits. If you’re looking forward to receiving your Social Security benefits, whether in one year or 30 years, here are a few considerations.
Protecting Yourself From Check Fraud
While the use of paper checks has been declining in recent years, incidences of consumer and business check fraud continue to rise. According to the Financial Crimes Enforcement Network, reports of stolen checks and check fraud nearly doubled last year. Here are a few suggestions to help lessen the risk of check fraud.
Preventing Mail Theft
Stolen mail, especially checks, has been on the rise in recent years. Unfortunately, mail theft can be connected to many types of scams when criminals steal your valuable personal information or check payments to commit fraudulent crimes and identity theft. Here are a few things you can do to help protect yourself from mail thieves.
Financial Services to Save You Time
Life gets busy sometimes. There’s work, school, kid’s activities, going to the gym, family outings, and more. Wouldn’t it be nice if you could find a few extra minutes in the day? At First Commerce, we know how hard you work and how much you do. That’s why we make banking easy with products and services designed to save you time and simplify your life.
Keeping Your Accounts Secure
First Commerce Credit Union is committed to helping you protect yourself, as well as your personal and financial information from fraud and scams. We have several technologies and best practices in place to empower you to protect yourself from financial schemes.
Transforming Communities, Enriching Lives
For more than 80 years, we have supported hundreds of organizations in the communities we serve through strategic partnerships, local fundraising initiatives, sponsorships, and volunteer service. As an active community partner, when we see a need, we’re known for creating inventive ways to help transform communities and enrich lives.
Teaching Teens Financial Fitness
It is never too early to start teaching children about making smart financial decisions. According to a recent financial insights study, 87% of teenagers in the U.S. admit they don’t understand finances. That’s why it’s important to share knowledge early—to help build smart money habits now for their future.
What Can a HELOC Do for You?
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. If you choose to unlock the power of your home with a HELOC, there are benefits and costs to consider.
Buy Now, Pay Later
Buy Now, Pay Later is a form of instant financing that allows consumers to make an initial payment, receive their item upfront, and pay the remaining balance over time through installments. While getting your purchase now and paying for it later is attractive, there are a few things to keep in mind.
Tips to Make Savings Automatic
Do you have a savings goal for the year? Saving and budgeting can feel like a hard-to-reach goal, but it doesn’t have to be. Here are a few easy tips to help you power your personal finances and automate savings.
Choosing a Checking Account
The right checking account can be a powerful tool to improve your financial well-being, but choosing the right one for you can feel overwhelming. Listen to considerations and questions to keep in mind when choosing a checking account.
Home Loan Documents
Perhaps you’ve been thinking about buying a home, but aren’t sure what information you will need to complete your loan application. Learn about key documents you’ll need when applying for a home loan.
Relationship Scams
Relationship scams, also called romance scams, are used to gain someone’s trust to commit fraud, access their bank accounts, or steal their identity. Find out about ways you can help protect yourself from being lured into a relationship scam.
Smart Savings Habits for Kids
It’s never to early to start building strong financial habits with your kids. By teaching them smart money habits early, you can set them on a path to a healthy financial future. Use these tips to teach your child smart saving habits.
Six Pillars Financial Planning
Have you ever thought about setting financial goals for your future, but not sure where you should start? Working with a financial advisor can be a great option. In this Money Minute segment, we’re sharing tips to help you get started on the best financial path.
Member Testimonial
“I always feel welcomed, wanted, and heard. The tellers are friendly but professional, and they work expediently without making me feel rushed. When they recommend different banking services, it always feels like a recommendation from a friend rather than a sales pitch.”
Your Money Minute Tips
Watch Money Minute on WCTV during the 5:30 p.m. broadcast, or view here anytime.
Guidance & Advice
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
