First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
First Commerce Money Minute
One-minute segments with tips to enhance your financial well-being.
Money Minute Tips
We’ve partnered with WCTV to produce timely one-minute segments focused on helping people to enhance their financial well-being. Each week, during the WCTV 5:30 p.m. broadcast, hear from First Commerce team members who share tips to enhance your financial well-being. From managing your money to protecting yourself from fraud, learn from our local experts.
Buy Now, Pay Later
Buy Now, Pay Later is a form of instant financing that allows consumers to make an initial payment, receive their item upfront, and pay the remaining balance over time through installments. While getting your purchase now and paying for it later is attractive, there are a few things to keep in mind.
Member Testimonial
“I always feel welcomed, wanted, and heard. The tellers are friendly but professional, and they work expediently without making me feel rushed. When they recommend different banking services, it always feels like a recommendation from a friend rather than a sales pitch.”


Your Money Minute Tips
Watch Money Minute on WCTV during the 5:30 p.m. broadcast, or view here anytime.
Guidance & Advice
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
The Power to Reach Your Financial Goals
Learn how to reach your financial goals with free financial education tips and resources from the FCCU Foundation.
Six Pillars Financial Advisors
Schedule time with Six Pillars Financial Advisors, a subsidiary of First Commerce, for free comprehensive financial planning to help you pursue your financial goals.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.


Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
You are now leaving our site.
By accessing the link you have clicked on, you will be leaving First Commerce's website. Our website contains links to trusted partners' sites and other third-party sites not controlled or operated by First Commerce. Once you link to another site, you are subject to the privacy/security policies and terms of use of the new site, which we encourage you to review and may differ from those of First Commerce. Click the link below if you would like to continue or cancel to stay on this page.
Please Note
Some documents on our website may not be compliant with the Americans with Disabilities Act (ADA) Standards for Accessible Design. If you are having trouble viewing a document on our website, please contact us for assistance at 850.488.0035 or 1.800.533.5772. Thank you.