Meet Our Leadership Team
The First Commerce leadership team is committed to empowering people to unleash their potential, achieve their financial aspirations, and foster a more prosperous future for our communities. We’re proud to serve our consumer and business members across North Florida and South Georgia!
Senior Executive Team
Cecilia Homison
Chief Executive Officer
Kim Howes
Senior Vice President – Chief Visionary Officer
Angela Terhune
Senior Vice President – Chief Financial Officer
Justin Hof
Senior Vice President – Chief Lending and Information Officer
Jon Mark Sills
Senior Vice President – Chief People Officer
Joy Sanders
Senior Vice President – Chief Operating Officer
Florida Financial Centers
Market Executive
Isabel Montes
Blairstone
Nelisa Washington
Bradfordville
Sophie Yates
Mahan
Ayesha Muhammad
Marianna
Jimmy Turner
Panama City
Jimmy Turner
Summit East
Ayesha Muhammad
Thomasville Road
Desiree Rhodes
Westside
Betsy Gay
Georgia Financial Centers
Market Executive
Tiffany McCall
Thomasville
Jessica Edwards
Valdosta Mall
Jillian Gay
Valdosta Inner-Perimeter
Tyler Deen
Valdosta Bemiss Road
Tiffany McCall
Nashville
Joyce Bishara
Adel
Lacey McIntyre
Board of Directors
Alan Neubauer
Chairman
Casey Stoutamire
Vice Chair
John Grayson
Secretary
Kathy Arrant
Treasurer
Canita Peterson
Director
Shonda Knight
Director
Jared Ross
Director
Jerry Osteryoung
Director Emeritus
Audit Committee
Christy Rawlings
Chair
Pam Butler
Committee Member
Spencer Ingram
Committee Member
Mark Landreth
Committee Member

Member Story
“I always feel welcomed, wanted, and heard. The tellers are friendly but professional, and they work expediently without making me feel rushed. When they recommend different banking services, it always feels like a recommendation from a friend rather than a sales pitch.”
Become a Member
Visit our Become a Member page, stop by any of our locations, or call us to learn more about membership.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
