Lines of Credit
Have peace of mind knowing your business has access to temporary working capital with a Business Line of Credit from First Commerce! Whether you need financing for daily operations or as a backup source of funds for unpredictable cash flow, a Business Line of Credit gives you flexibility and ready access to cash when you need it.
Soaring Entrepreneurial Spirit
Have a dream but need to better understand the financial basics of managing a small business? Take the free online course “Small Business Essentials” through SmartMoney Online.
Visit the FCCU Foundation
Get the Financial Flexibility You Need
Local Decisions
Competitive Low Rates
Secured & Unsecured Lines of Credit
Expand Your Capabilities
Business Line of Credit
- Secured lines up to $250,000 available
- Unsecured lines including credit cards up to $100,000 available
- Competitive low rates
- Interest is charged only on the amount you use
- No limit to the number of times you can use and repay funds
- Transfer funds from your Line of Credit to another account 24/7 with online or mobile banking
Member Testimonial
“First Commerce employees are so great to work with. They make things easy, and they know you by name.”
Open an Account
To apply or discuss your business borrowing needs, please contact our Business Services Team, schedule an appointment, or visit one of our locations.
Business Solutions
Business Credit Cards
Get the purchasing power to move your business forward with a business credit card.
Business Real Estate Loans
We offer real estate loans with fast, local service, whether you’re buying, building, expanding, refinancing, or renovating.
Business Vehicle & Equipment Loans
We offer commercial vehicle and equipment loans to help you purchase or refinance vehicles and equipment for your business.
Business Credit Cards
Get the purchasing power to move your business forward with a business credit card.
Business Real Estate Loans
We offer real estate loans with fast, local service, whether you’re buying, building, expanding, refinancing, or renovating.
Business Vehicle & Equipment Loans
We offer commercial vehicle and equipment loans to help you purchase or refinance vehicles and equipment for your business.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
