Greater Flexibility for Your Business

Our Money Market Account allows your business to take advantage of higher interest rates and access funds when you need them for expenses or growth opportunities.


Advantages of First Commerce Money Market Accounts

Competitive Rates

Dividends Paid Monthly

Free Check Writing
(3 checks per month)

No Monthly Fees*

*No monthly fees on average daily balances $2,500 or higher.

Money Market Account Rates

As your savings grow, so does your interest rate. Earn higher dividends on larger balances, and enjoy the flexibility to access your money when you need it. Just one more way we say Yes!

Average Daily Balance
Up to $9,999.99
Dividend Rate­¹
0.10%
APY
0.10%
Power Checking Dividend Rate¹’­²
0.15%
Power Checking APY
0.15%
Average Daily Balance
$10,000.00 – $24,999.99
Dividend Rate­¹
0.35%
APY
0.35%
Power Checking Dividend Rate¹’­²
0.40%
Power Checking APY
0.40%
Average Daily Balance
$25,000.00 – $49,999.99
Dividend Rate­¹
0.50%
APY
0.50%
Power Checking Dividend Rate¹’­²
0.55%
Power Checking APY
0.55%
Average Daily Balance
$50,000.00 – $99,999.99
Dividend Rate­¹
0.75%
APY
0.75%
Power Checking Dividend Rate¹’­²
0.80%
Power Checking APY
0.80%
Average Daily Balance
$100,000.00 – $249,999.99
Dividend Rate­¹
1.00%
APY
1.00%
Power Checking Dividend Rate¹’­²
1.05%
Power Checking APY
1.05%
Average Daily Balance
$250,000.00 – $499,999.99
Dividend Rate­¹
1.05%
APY
1.05%
Power Checking Dividend Rate¹’­²
1.09%
Power Checking APY
1.10%
Average Daily Balance
$500,000.00 and above
Dividend Rate­¹
1.09%
APY
1.10%
Power Checking Dividend Rate¹’­²
1.14%
Power Checking APY
1.15%

¹A $10 monthly fee will be assessed on balances below $2,500. ²Power Checking Account must have an Average Daily Balance of $2,500 or more for higher rate. Power Checking Dividend Rate and APY also apply to iEarn and iEarn 50+ accounts. All dividends are posted quarterly.

*APY = Annual Percentage Yield. Rates are accurate as of April 14, 2024 and are subject to change without notice.

Member Testimonial

Member Testimonial

“I’m writing to indicate how pleased and grateful I am with the services provided. I would highly recommend anyone, including friends and family, to bank at First Commerce for all of their banking needs.”

Open an Account

To open a Business Money Market Account or request more information, contact our Business Services Team or visit one of our locations.

Business Resources

Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Business Credit Cards

Business Credit Cards

Get the purchasing power to move your business forward with a business credit card.

Business Treasury Management Services

Business Treasury Management Services

Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.

Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Business Credit Cards

Business Credit Cards

Get the purchasing power to move your business forward with a business credit card.

Business Treasury Management Services

Business Treasury Management Services

Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-inclass digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.

Your Financial Partner for Life