Business Money Market Accounts
Enjoy a flexible savings option with higher earnings while keeping your capital liquid.
Greater Flexibility for Your Business
Your business works hard. A Money Market Account helps your available funds do the same, earning higher dividends than a standard savings account while keeping cash accessible for day-to-day needs and unexpected opportunities. Whether you’re managing operating expenses, growing your reserves, or staying ready for what’s next, you’ll have competitive rates and the flexibility to access your money when it matters most. Proudly serving businesses across North Florida and South Georgia.
Advantages of First Commerce Money Market Accounts
Competitive Rates
Dividends Paid Monthly
Free Check Writing
(3 checks per month)
No Monthly Fees*
*No monthly fees on average daily balances $2,500 or higher.
Money Market Account Rates
As your savings grow, so does your interest rate. Earn higher dividends on larger balances, and enjoy the flexibility to access your money when you need it. Just one more way we say Yes!
¹A $10 monthly fee will be assessed on balances below $2,500. ²Power Checking Account must have an Average Daily Balance of $2,500 or more for higher rate. Power Checking Dividend Rate and APY also apply to iEarn and iEarn 50+ accounts. All dividends are posted quarterly.
*APY = Annual Percentage Yield. Rates are accurate as of July 28, 2026 and are subject to change without notice.
Frequently Asked Questions
Member Testimonial
“I’m writing to indicate how pleased and grateful I am with the services provided. I would highly recommend anyone, including friends and family, to bank at First Commerce for all of their banking needs.”
Open an Account
To open a Business Money Market Account or request more information, contact our Business Services Team or visit one of our locations in Northern Florida and Southern Georgia.
Business Resources
Business Checking Accounts
First Commerce offers checking account options for businesses and organizations of all sizes.
Business Credit Cards
Get the purchasing power to move your business forward with a business credit card.
Business Treasury Management Services
Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.
Business Checking Accounts
First Commerce offers checking account options for businesses and organizations of all sizes.
Business Credit Cards
Get the purchasing power to move your business forward with a business credit card.
Business Treasury Management Services
Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
