Competitive Rates and Sweet Rewards
First Commerce Visa® credit cards give you the power to choose whether you want a lower interest rate or to earn rewards for purchases. Plus, manage and monitor card activity anytime through Digital Banking. iEarn!50+ Checking account holders receive an added benefit of no foreign transaction fees.
Low Interest Rate Credit Cards
Whether you’re looking for something new, tired of paying high interest rates on your current credit card, or just wish you could discuss your accounts with someone in person, the First Commerce Low Interest Rate Visa credit card is for you!
Rewards Credit Card
Make life more rewarding with a First Commerce Rewards Visa credit card! Earn points toward travel, gift cards, cash, and other great rewards with every purchase you make.
“When I call other places, I feel the representatives are in a hurry to get me off the phone, but your team members were patient while assisting me and stayed on the phone to make sure my card was working so I would not have to call again.”
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.