Protect Your Personal Information

Identity theft is one of the fastest-growing crimes in our country. An identity thief could drain your accounts, make purchases with your credit cards, use your insurance, or damage your good credit. To help you keep your identity secure, First Commerce partners with Sontiq to offer options for comprehensive, affordable monitoring and protection starting at just $7/month.


Account Monitoring Alerts

Prevention Advice and Resources

Expert Resolution Services

Free Risk Assessment

Product Bundles

Silver Bundle

  • Cost – $69 Annually or $7 Monthly
  • Inclusions
    • Single Bureau Credit Report Plus Score
    • Single Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage

Platinum Bundle

  • Cost – $129 Annually or $12 Monthly
  • Inclusions
    • Triple Bureau Credit Report Plus Score
    • Triple Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage
    • Social Security Number Trace Monitoring
    • Change of Address Monitoring
    • Court Records Monitoring
    • Non-Credit Loan Monitoring
    • Dark Web Monitoring
    • Sex Offender Registry

Gold Bundle

  • Cost – $99 Annually or $10 Monthly
  • Inclusions
    • Triple Bureau Credit Report Plus Score
    • Triple Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage

Silver Bundle

  • Cost – $69 Annually or $7 Monthly
  • Inclusions
    • Single Bureau Credit Report Plus Score
    • Single Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage

Gold Bundle

  • Cost – $99 Annually or $10 Monthly
  • Inclusions
    • Triple Bureau Credit Report Plus Score
    • Triple Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage

Platinum Bundle

  • Cost – $129 Annually or $12 Monthly
  • Inclusions
    • Triple Bureau Credit Report Plus Score
    • Triple Bureau Credit Monitoring
    • LifeStages® Identity Management Services
    • Resolution Services
    • $25,000 Reimbursement Coverage
    • Social Security Number Trace Monitoring
    • Change of Address Monitoring
    • Court Records Monitoring
    • Non-Credit Loan Monitoring
    • Dark Web Monitoring
    • Sex Offender Registry
Member Testimonial

Member Testimonial

“When I call other places, I feel the representatives are in a hurry to get me off the phone, but your team members were patient while assisting me and stayed on the phone to make sure my card was working so I would not have to call again.”

Identity Theft Calculator

This easy-to-use tool evaluates how effectively you are protecting your personal information. Simply answer a few questions to get your Risk Level. The report also provides helpful tips to better safeguard your identity and shield yourself from potential risk. Identity Theft Calculator

Identity Theft Calculator

Safeguard Your Future

To purchase identity theft protection, enroll online or call Sontiq at 1.888.676.1340.

Discover More Possibilities

Real-Time Account Alerts

Real-Time Account Alerts

Get real-time text and/or email alerts about your account activity, including withdrawals, low balances, login attempts, and more.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Build Financial Wellness

Build Financial Wellness

The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.

Real-Time Account Alerts

Real-Time Account Alerts

Get real-time text and/or email alerts about your account activity, including withdrawals, low balances, login attempts, and more.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Build Financial Wellness

Build Financial Wellness

The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.

Your Financial Partner for Life