Protect Your Investments

Whether your business has one vehicle or a whole fleet, First Commerce can help you protect your investments against unexpected costs.


Explore Our Protection Plan Options

We’ve got you covered.

Guaranteed Asset Protection (GAP)

Key Replacement Plan

Paintless Dent & Ding Repair

24-Hour Assistance

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP)

If your car is stolen or totaled, your insurance will likely cover the cash value of your vehicle. That amount is often less than any outstanding loan balance. GAP coverage helps pay the difference and covers up to $1,000 of your insurance deductible. Some restrictions apply; see contract for details.

Key Replacement Plan

The cost to replace a lost key could leave you spending hundreds of dollars out of pocket. To avoid potentially high key replacement costs and the inconvenience of being locked out of your vehicle, our Key Replacement Plan gives you the following benefits and more:

• 24-hour vehicle lock-out assistance
• 24-hour home lock-out assistance
• Key Replacement
• Key Recovery
• Emergency Towing
• Emergency Travel expense

Key Replacement Plan
Paintless Dent & Ding Repair

Paintless Dent & Ding Repair

Keep your car looking new with our Paintless Dent Repair (PDR) plan, available on model years 7 years old or less. This innovative process removes small dents and dings without harming the vehicle’s factory finish. You’ll receive:

• Unlimited usage during term of agreement.
• Sign and Drive with no deductible

Member Testimonial

“I had some issues concerning an auto loan and an insurance plan, but you resolved it easily and efficiently. I feel confident that if any issues arise in the future, I can call First Commerce and get straight answers and great service!”

Member Testimonial

Let’s Connect

For more information, call 850.488.0035 or 1.800.533.5772, or visit any of our locations.

Discover More Possibilities

Business Vehicle & Equipment Loans

Business Vehicle & Equipment Loans

We offer commercial vehicle and equipment loans to help you purchase or refinance vehicles and equipment for your business.

Business Credit Cards

Business Credit Cards

Get the purchasing power to move your business forward with a business credit card.

Business Vehicle & Equipment Loans

Business Vehicle & Equipment Loans

We offer commercial vehicle and equipment loans to help you purchase or refinance vehicles and equipment for your business.

Business Credit Cards

Business Credit Cards

Get the purchasing power to move your business forward with a business credit card.

Your Financial Partner for Life

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.