Unlock Your Dreams with a HELOC
Enjoy no payments up to six months and an intro rate of 5.99% APR
Unlock Your Dreams with a HELOC
Enjoy no payments up to six months and an intro rate of 5.99% APR
Powerful Banking With a Personal Touch
Checking Accounts
Enjoy low or no monthly fees, instant-issue debit card, free online and mobile banking, and more.
24/7 Digital Banking
Check balances, pay bills, deposit checks, transfer funds, and more, anytime, anywhere.
Home Loans
Buy or refinance the home of your dreams, purchase land to build on, or access your equity for low-cost funds.
Financial Education
Improve your financial know-how and get the skills you need to build a stronger future.
Contact Member Services
Need a quick answer? Penny, our new AI virtual assistant, can help 24/7! Call 850.488.0035 or 1.800.533.5772 and she can answer simple questions such as balances, routing number, hours, and much more. You can also try our automated digital assistant. Send a text message to 850.617.1614 and our digital assistant will respond right away. Get answers to simple questions about products and services, as well as digital banking features, hours, locations, and more. If you need more personalized service, you can speak with the Member Services Team. Representatives are available 8:00 a.m. to 6:30 p.m. (ET) Monday through Friday and 9 a.m. to 1 p.m. (EST) Saturday.
Banking Made Easy
When you bank with First Commerce Credit Union, you get a truly personal experience, backed by top-quality financial expertise, right in your local community. We give our members the financial tools they need to achieve their goals, and we’re committed to delivering exceptional service, up-to-date technology, and products that truly fit your needs.
Ready to Take Charge of Your Finances?
Avoid Relationship Scams
Remote & Digital Banking
Video Teller Tips
Choosing a Checking Account
Member Testimonial
“I have been a member of FCCU since 1990 and have financed three vehicles and one mortgage. I will always be a member of FCCU because they have been good to me.”
Better Banking Starts Here
Visit one of our 13 financial centers, call our Contact Center, email us, or schedule an appointment.
The First Commerce Difference
As a not-for-profit financial institution, First Commerce Credit Union exists to support our members – not shareholders. We’re passionate about improving the communities we serve in Florida and Georgia, and we’re committed to providing financial solutions with better rates, fewer fees, and exceptional local service.
Manage Money Your Way
FCCU Foundation
Learn essential money management skills with our free financial literacy resources.
Individual Retirement Accounts
Our IRAs make it easy to start saving for your dream retirement.
FCCU Foundation
Learn essential money management skills with our free financial literacy resources.
Individual Retirement Accounts
Our IRAs make it easy to start saving for your dream retirement.
Reach Your Financial Goals
Ransomware Protection Tips
In 2020, ransomware inflicted damages of over $20 billion worldwide according to the Cyber Crime & Security website. Cybercriminals have become increasingly…
Avoid Card Fraud at Gas Pumps
Just over a year ago, people reported losing more than $1.9 billion to fraud according to the Federal Trade Commission. First Commerce…
Beware of Job Scam Warning Signs
According to the Better Business Bureau, 14 million people are caught up in unemployment scams every year. To protect yourself from becoming…
Ransomware Protection Tips
In 2020, ransomware inflicted damages of over $20 billion worldwide according to the Cyber Crime & Security website. Cybercriminals have become increasingly…
Avoid Card Fraud at Gas Pumps
Just over a year ago, people reported losing more than $1.9 billion to fraud according to the Federal Trade Commission. First Commerce…
Beware of Job Scam Warning Signs
According to the Better Business Bureau, 14 million people are caught up in unemployment scams every year. To protect yourself from becoming…
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
