Savings Security With Higher Yield
Certificates of Deposit (CDs) are like high-yield savings accounts. Lock in higher returns at a fixed rate when you commit to saving for a specific period of time with a CD! First Commerce also gives you the flexibility to set your own term length. Ready to learn more?
Grow Your Savings with our 9-Month CD Special
Don’t miss this limited-time offer to open a 9-month CD with a marvelous rate. Current members will receive 4.50% APY1,2, and new members will receive a generous rate of 4.40% APY1,2. Minimum balance to open and earn dividends is $1,000. Early withdrawal penalties apply. See complete terms and conditions below**.
Explore Our CD Options
Compare CD Rates
*APY=Annual Percentage Yield. CD=Certificate of Deposit. Penalties apply for early withdrawal and any fees could reduce the yield. Minimum opening balance is $1,000.
*APY=Annual Percentage Yield. CD=Certificate of Deposit. Rates subject to change without notice. Early withdrawals will be subject to a substantial penalty and any fees could reduce the yield. Speak to a Financial Services Officer for complete details.
**1 Current members who established membership prior to opening a 9-month Promotional CD will receive the current member rate and may open two CDs. New members will receive the new member rate and may open one CD during the promotional period. 2 Annual percentage yield (APY) assumes principal and dividends remain on deposit for the 9-month term of the certificate (CD). APY is accurate as of 5-14-23. Minimum balance to open and earn dividends is $1,000. Early withdrawal penalties apply. Offer good for initial term only and will renew as a standard 12-month CD. Offer applies for consumer, business, and IRA CDs. No monies accepted from brokers or financial institutions. FCCU reserves the right to end promotion at any time. Insured by NCUA.
Open a First Commerce CD Today
To open a CD, call 850.488.0035 or 1.800.533.5772, or visit a financial center.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.