Car Loans & Auto Loan Rates
Find out for yourself why First Commerce has consistently ranked #1 in Tallahassee for new and used car loans for 15 years!
- Up to 100% financing (vehicle purchase price including tax, trade, tag and title)
- Terms up to 84 months
- Competitive low rates
- Easy application process
- Fast local approval
Your rate will depend on your individual situation, but here's what the majority of our members can expect to receive with an automatic payment plan.
We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.
Auto Loan Refinancing
Be as happy with your payment as you are with your car.
Apply online below, call us at 850.488.0035 or 800.533.5772, or visit one of our 12 locations.
New Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less | 3.49% – 14.74% | $22.35 – $27.70 |
| 60 months | 3.74% – 15.74% | $18.30 – $24.18 |
| 66 months | 3.99% – 16.49% | $16.90 – $23.14 |
| 72-75 months (minimum $15,000) For qualified borrowers |
4.49% – 11.49% | $15.87 – $19.29 |
| 84 months (minimum $25,000) For qualified borrowers |
5.74% – 12.49% | $14.48 – $17.92 |
| 96 months (minimum $35,000) For qualified borrowers |
7.99% – 10.24% | $14.13 – $15.30 |
Used Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 24 months or less (minimum $5,000) | 3.74% – 15.24% | $43.31 – $48.60 |
| 36 months or less (minimum $5,000) | 3.74% – 15.49% | $29.41 – $34.91 |
| 48 months or less (minimum $5,000) | 3.74% – 15.99% | $22.46 – $28.34 |
| 60 months | 3.99% – 17.99% | $18.41 – $25.39 |
| 66 months | 4.24% – 17.99% | $17.01 – $23.97 |
| 72 months (minimum $15,000) | 4.74% – 11.99% | $15.98 – $18.52 |
| 84 months (minimum $25,000) For qualified borrowers. |
5.99% – 8.99% |
$14.60 – $16.08 |
For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
