Car Loans & Auto Loan Rates

SPECIAL OFFER:  Now through August 31, 2019 take advantage of our Six Months - No Payments offer on new, used and refinanced vehicles. With quick approvals and hassle-free payments, you're sure to enjoy the road ahead. And don't forget, we also offer auto insurance through the First Commerce Insurance Agency

Find out for yourself why First Commerce has consistently ranked #1 in Tallahassee for new and used car loans for 15 years!

  • Up to 100% financing (vehicle purchase price including tax, trade, tag and title)
  • Terms up to 84 months
  • Competitive low rates
  • Easy application process
  • Fast local approval

Your rate will depend on your individual situation, but here's what the majority of our members can expect to receive with an automatic payment plan.

We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.

Auto Loan Refinancing

Be as happy with your payment as you are with your car.

Apply online below, call us at 850.488.0035 or 800.533.5772, or visit one of our 12 locations

APPLY FOR A CAR LOAN

New Auto Loan Rates

New Auto Loan Rates
TermAnnual Percentage RatePayment per $1,000 borrowed
48 months or less 3.49% 14.24% $22.35  $27.46
60 months 3.74%  15.24% $18.30  $23.93
66 months 3.99%  15.99% $16.90  $22.89
72-75 months (minimum $15,000) 
For qualified borrowers
4.49%  10.99% $15.87  $19.04
84 months (minimum $25,000)
For qualified borrowers
5.74%  11.99% $14.48  $17.66

Used Auto Loan Rates

Used Auto Loan Rates
TermAnnual Percentage RatePayment per $1,000 borrowed
48 months or less (minimum $5,000) 3.74%  15.24% $22.46  $27.97
60 months 3.99%  17.24% $18.41  $25.00
66 months 4.24%  17.49% $17.01  $23.21
72 months (minimum $15,000) 4.74%  10.99% $15.98  $19.04
84 months (minimum $25,000) 
For qualified borrowers. 
5.99%  8.99% 

$14.60  $16.10

 

For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.