Digital Banking Features
- Browser version (available on any phone capable of accessing the internet)
- SMS text (send/receive text messages for account information – must be able to send/receive text messages to/from short codes)
- Use BillPay to set up recurring payments or reminders, view or edit pending bill payments, review payment history, and make payments as quickly as the next day.
- Transfer funds easily between your First Commerce accounts and accounts you have at other financial institutions by adding an external account in Digital Banking under Services.

Member Testimonial
“When I call other places, I feel the representatives are in a hurry to get me off the phone, but your team members were patient while assisting me and stayed on the phone to make sure my card was working so I would not have to call again.”
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Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
