Local Strong Lending
Whether you’re buying or building, expanding, refinancing, or renovating – First Commerce is here to help. As a local financial institution, we take the time to get to know you and your business so we can find ways to say yes. That’s the power of local partnership. That’s local strong!

Owner-Occupied Property
Ready to make an investment in your business by purchasing property or your own building? We can help you get there.
Contact UsNon-Owner Occupied Property
If you are considering investing in property to rent or lease, talk with a member of our Business Services Team to learn more about financing options.
Contact Us

Office Condominium Loans
Talk with a member of our Business Services Team about financing options.


Member Testimonial
“I want to express my gratitude for one of your Loan Officers. He kept me updated each day, returned all my phone calls promptly, along with email questions. This young man went above and beyond all my expectations for customer service, and for that I will do all of my future banking with FCCU.”
Open an Account
To apply or discuss your business borrowing needs, please contact our Business Services Team, schedule an appointment, or visit one of our locations.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
