2026 Is Here: A Fresh Start for Your Financial Goals
A new year brings fresh opportunities to refocus on what matters most: your financial well-being. Saving more money is the second most common New Year’s resolution behind exercising more.
Whether you’ve set resolutions or simply want to start the year strong, here are a few tips to help keep your financial goals on track:
Put Your Goals on a Cadence
Don’t wait until next December to see how you’re doing! Break your year into smaller check-in points — quarterly or even monthly — to stay aligned with your big-picture financial goals.
Know Where to Trim Your Budget
Start by listing your fixed monthly expenses and ranking them by importance. This simple exercise gives you a clear snapshot of where you can cut back if needed.
Make Good Use of Surplus Funds
Extra cash from holiday gifts or a larger-than-expected tax refund? Put that money to work in a way that’s safe and reliable, so it grows while you plan for the future.
Save Smart
We have financial solutions that can help you save smarter. Help that extra money grow and work for you with a CD when you lock in a standout rate.
Plan ahead for your child’s summer adventures and manage the cost of activities throughout the year with our Summer Camp Savings account.
New Year. New Score. New You!
Transform your financial future in 2026! Prioritize your credit score health with our FREE solution.
With Credit Score, you can gain insights, set goals, and unlock benefits for a stronger, more empowered you.
In digital banking, simply select the ‘Credit Score’ option under ‘Services’ in the main menu to get started.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
