6 Ways to Stay on Top of Subscriptions, Apps and Impulse Spending
If you’re focused on improving your health and wellness in 2026, you’re on the right track. But don’t overlook financial health as another aspect of well-being; small improvements can increase your overall quality of life.
- Subscription Services
From streaming platforms to paid apps, subscription costs can quietly add up. Try these practical tips for cutting down those expenses:
- Review monthly statements to identify unused or low-value subscriptions
- Rank subscriptions by actual use and benefit
- Downgrade tiers instead of cutting services completely to save money
- Curbing Impulse Spending
Lifestyle changes or sudden income boosts can lead to overspending. Here are some tips to avoid impulse spending becoming a problem:
- Delay lifestyle upgrades after an income increase to protect your budget
- Recognize emotional triggers that drive impulse purchases and pause before buying
- Set periodic reminders to stay aligned with financial goals
Making incremental changes to your spending habits and money mindset can add up to make a big difference.
First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current. This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
