Set Yourself Up for a Financially Successful 2026
The holidays are all about being present with family, friends, and loved ones. But let’s be honest — the lead-up can feel like a whirlwind of crowded airports, packed calendars, and last-minute details. Before you know it, the New Year is here!
The good news? You don’t have to wait to start planning for a financially successful 2026. A few simple, actionable steps now can make a big difference later.
Here are some ideas to get you started:
Turn Your Passions into Income
Love writing, design, or tech? Platforms like Upwork connect freelancers of all experience levels with opportunities to earn extra income doing what they enjoy.
Tackle Debt Strategically
Focus on strategies such as paying down high-interest credit cards first. This approach helps reduce the total interest you’ll pay and frees up more money for your goals.
Make Your Savings Work Harder
Consider opening a Certificate of Deposit (CD) to keep your savings secure while earning a higher interest rate than a regular savings account. It’s a simple way to lock in growth and build toward your goals with confidence.
Click here to browse CD options that could be right for you.

Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.