Your Valentine’s guide to savings and smooth tax filing

Tax season is upon us, and as your financial partner, we’ve got some helpful tips and info (plus member-exclusive discounts) as you prepare to file.

If you’ve already started your tax prep – great job! You’re on the right track.

But here are a few fast facts to know as you go:

Gather your documents

If you haven’t already, get the necessary documents together and have them all in one place when you sit down to file or visit your tax preparer. The IRS has a guide detailing what you’ll need to get started.

For information about how to find your statements and tax documents online, visit our Digital Banking FAQs page and click on the “Viewing Statements” tab. To ensure your refund is deposited to the First Commerce account you intend, you’ll also want to have your desired account number and our routing number handy.

The First Commerce routing number is 263182516

Tax Law Changes

There are some tax law changes that may impact your filing this year. For example, if you bought a new car in 2025, you might be eligible for a tax deduction based on the interest paid on your auto loan. Stay up to date on the recent changes and check out this helpful page on the IRS website.

Save some money!

Did you know that you get exclusive tax prep discounts as a First Commerce member? Our members get 20% off TurboTax services and up to $25 off H&R Block services.

Seriously, it’s that easy!

Make the Most of Your Return!

If you are expecting a larger-than-normal return this year, you can also think ahead to how you might put that money to work for you by helping it grow. For example, we offer certificates of deposit (CDs) that can keep your savings secure with reliable returns.

You can also get the funds you need now while your savings or CD continues to grow when you lock in our CD and savings secured loans. With low, fixed rates and the ability to borrow up to 100% of the available balance in your savings account or CD, this option gives you the flexibility you want.

Have high-interest credit card payments with other banks or credit unions? If you’re looking to pay down debt and gain some peace of mind, our limited-time balance transfer offer gives you the power to lower your payments and simplify your life.

First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current.  This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.