Competitive Rates and Sweet Rewards
First Commerce Visa® credit cards give you the power to choose whether you want a lower interest rate or to earn rewards for purchases. Plus, manage and monitor card activity anytime through Digital Banking.
Purchasing Power!
No Annual Fee
Emergency Cash or Card Replacement
Zero Liability Protection
Roadside Dispatch
Travel Assistance
Local Support and Service
Low Interest Rate Credit Cards
Whether you’re looking for something new, tired of paying high interest rates on your current credit card, or just wish you could discuss your accounts with someone in person, the First Commerce Low Interest Rate Visa credit card is for you!
Rewards Credit Card
Make life more rewarding with a First Commerce Rewards Visa® credit card! With the uChoose Rewards program, you have the power to earn points on everyday purchases and redeem them for merchandise, travel, event tickets and much more!
- Turn your points into more of what you want – anytime, anywhere
- Earn 1 Point Per 1 Dollar on everyday purchases
- Earn more points through special offers from popular retailers on the uChoose web site
Activate or Report a Lost Card
To activate your new card, call us at 1.800.992.3808. If your card is misplaced or stolen, we’re here to help. Call us at 1.800.533.5772.
Member Testimonial
“When I call other places, I feel the representatives are in a hurry to get me off the phone, but your team members were patient while assisting me and stayed on the phone to make sure my card was working so I would not have to call again.”
Explore Our Other Lending Solutions
Build Financial Wellness
The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Build Financial Wellness
The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
