Make Summer Dreams Come True
At First Commerce, we understand that summer camps create lasting memories for your children, but they can also create financial stress for families. As part of our commitment to financial wellness, we’ve created specialized solutions to help you manage summer camp expenses with confidence and ease.
Summer Camp Savings Club
With the ability to earn higher interest rates, the Summer Camp Savings Club is a smart way to plan ahead for next summer’s adventures.
- Earn 2.5% APY* on balances up to $3,000
- 0.25% on amounts above $3,000
- Choose from two maturity dates – March 1, 2026: Access funds early for camp registration and deposits OR June 1, 2026: Allow your savings to grow longer for summer expenses.

Trusted Local Support for 85 Years
As your local financial partner, we’ve been helping North Florida and South Georgia families achieve their goals for 85 years. Our Summer Camp Financial Solutions are designed by people who live and work in your community and understand the importance of both financial wellness and creating meaningful experiences for your children. Contact us today to learn how we can help make summertime special!
Don’t miss First Commerce’s other products for young people who are starting their financial journey!

Sammy Squirrel Kids’ Club Savings Account
Designed for newborns through age 12, our free Sammy Squirrel Kids’ Club Savings Account teaches kids smart money habits and helps you save for their future. Teach your child how to “squirrel away” money the fun way!

SmartStart Teen Checking Account
Start your financial future off on the right foot with SmartStart Teen Checking. This account is designed to help members ages 13-17 build good money habits early, to ensure their financial journey is a success from the start.

Coverdell Education Savings Account (ESA)
We’re here to help you reach your education goals, from kindergarten all the way through college or trade school. You can use an Education Savings Account (ESA) to save for any qualified education expenses.
Building financial literacy and developing sound money habits can help set the foundation for a successful life.

5 Ways Parents Can Teach Their Kids About Financial Literacy
If you believe in the adage, “We are all products of our environment,” then it should come as little surprise that recent studies have found an immediate correlation between parental teaching of money management and their children’s financial outcomes.







