Switch Your Bank in Minutes With Us.
Join Today!
Experience local, reliable, and member-first service
Switch Your Bank in Minutes With Us.
Join Today!
Experience local, reliable, and member-first service
Why Switch to First Commerce?
Friendly local service
Visit our 14 conveniently located financial centers
Powerful digital banking
Manage your money anytime, anywhere
Instant-issue debit card
No waiting when you open your checking account at our financial centers
Fast local decisions
Easy online applications and quick decisions by local professionals
More Control. More Local.
If your banking experience has left you wanting more, First Commerce Credit Union is your better choice.
From feature‑rich checking and savings accounts to smart financial solutions that help your money grow, we put you in control.
Make the switch today and bank with a truly local team. With easy online applications and 14 conveniently located financial centers, getting started is simple!
Ways You Can Switch with Confidence
Visit Our Financial Centers Anytime
Our friendly, knowledgeable team can walk you through every step related to opening accounts and finding the products and services to suit your lifestyle.
Schedule An Appointment Today
Use our online scheduling system to book an appointment with one of our trusted team members today, and we’ll be ready and waiting to help you switch.
Compare Us To Big Banks
You’re more than a customer
We exist to support our members, not shareholders. When you become a member of our credit union, you’re a co-owner.
Premier products and services
Whatever your financial goals, we have the tools to get you there, with feature-rich accounts backed by powerful Digital Banking.
Financial education
We’re invested in helping the communities we serve improve their financial know-how.
How We Can Help You Switch
Stop by anytime during regular business hours and one of our helpful team members will be available to have relaxed, one‑on‑one conversations about improving your financial wellness. Our team members will help you:• Open a savings account• Open a Power Checking account• Get your debit card instantly• Set up direct deposit and bill pay• Apply for loans
What Documents Should I Bring to Make the Switch?
What Documents Should I Bring to Make the Switch?
Member Testimonial
“Your team member was instrumental in walking me through a home equity loan that I literally just signed the papers for.Her guidance and experience made the process less painful and supports my decision to go with First Commerce Credit Union.I wish all encounters in life were this easy, friendly, personable and caring.”
Manage Money Your Way
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Credit Score Powered by SavvyMoney
Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.
Visa Credit Cards
Choose our low-interest Visa card, or earn points with our Rewards Visa card to use toward travel, gift cards, cash, and more.
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Credit Score Powered by SavvyMoney
Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.
Visa Credit Cards
Choose our low-interest Visa card, or earn points with our Rewards Visa card to use toward travel, gift cards, cash, and more.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
