More Control. More Local.

If your banking experience has left you wanting more, First Commerce is your better choice.

From feature‑rich checking and savings accounts to smart financial solutions that help your money grow, we put you in control.

Make the switch today and bank with a truly local team. With easy online applications and 14 conveniently located financial centers, getting started is simple!

Special Weekend Hours February 15!

Our Thomasville, GA financial center will be open Sunday, February 15 from 12:30-5 p.m. to help you make the switch and join the truly local team at FCCU!Our financial center will be: Fully staffed | Full-service | Ready to help you switch — easily!

Ways You Can Switch with Confidence

Visit Our Financial Centers Anytime

Visit Our Financial Centers Anytime

Our friendly, knowledgeable team can walk you through every step related to opening accounts and finding the products and services to suit your lifestyle.

February 15 event

February 15 event

Enjoy family-friendly entertainment and food and visit our on-site switch stations where experts will help you make the switch to FCCU! At the Thomasville, GA location only.

How We Can Help You Switch

During our Switch with Confidence events, our helpful team will be available to have relaxed, one‑on‑one conversations about improving your financial wellness. Our team members will help you:• Open a savings account• Open a Power Checking account• Get your debit card instantly• Set up direct deposit and bill pay• Apply for loans

What Documents Should I Bring to Make the Switch?

What Documents Should I Bring to Make the Switch?

• Valid driver’s license

• State-issued ID


• U.S. Passport

If the address on any of the above identification documents differs from your current home address, you will need to supply proof of address with one of the following options: Utility bill; cable bill/satellite bill; internet bill; voter’s registration card; warranty deed; monthly mortgage statement; lease agreement (needs to be signed with current dates); W2/1099 (paystubs not accepted); auto/homeowners insurance; vehicle registration or title; credit card statement
• Social Security Card

• State-issued ID

• Birth certificate

If the address on any of the above identification documents differs from your current home address, you will need to supply proof of address with one of the following options: Utility bill; cable bill/satellite bill; internet bill; voter’s registration card; warranty deed; monthly mortgage statement; lease agreement (needs to be signed with current dates); W2/1099 (paystubs not accepted); auto/homeowners insurance; vehicle registration or title; credit card statement
• Social Security Card

• Birth Certificate

Please note, a parent or custodian will need to establish a joint account
If the address on any of the above identification documents differs from your current home address, you will need to supply proof of address with one of the following options: Utility bill; cable bill/satellite bill; internet bill; voter’s registration card; warranty deed; monthly mortgage statement; lease agreement (needs to be signed with current dates); W2/1099 (paystubs not accepted); auto/homeowners insurance; vehicle registration or title; credit card statement

Member Testimonial

“Your team member was instrumental in walking me through a home equity loan that I literally just signed the papers for.Her guidance and experience made the process less painful and supports my decision to go with First Commerce Credit Union.I wish all encounters in life were this easy, friendly, personable and caring.”

Member Testimonial

Manage Money Your Way

Digital & Mobile Banking

Digital & Mobile Banking

Find out what First Commerce’s powerful Digital Banking tools can do for you.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Visa Credit Cards

Visa Credit Cards

Choose our low-interest Visa card, or earn points with our Rewards Visa card to use toward travel, gift cards, cash, and more.

Digital & Mobile Banking

Digital & Mobile Banking

Find out what First Commerce’s powerful Digital Banking tools can do for you.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Visa Credit Cards

Visa Credit Cards

Choose our low-interest Visa card, or earn points with our Rewards Visa card to use toward travel, gift cards, cash, and more.

Who We Are

Who We Are

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.