Local Banking in North Florida and South Georgia

Make deposits and withdrawals, apply for a loan, or get help with your account at one of our convenient First Commerce locations. We’re here for you in Tallahassee, Panama City, and Marianna, Florida, as well as Thomasville, Valdosta, Nashville, and Adel, Georgia. You can also access your account via thousands of ATMs nationwide and our 24/7 online banking, mobile app, and bank-by-phone service (available in English and Spanish). Learn more here.

Contact Member Services

Need a quick answer? Penny, our new AI virtual assistant, can help 24/7! Call 850.488.0035 or 1.800.533.5772 and she can answer simple questions such as balances, routing number, hours, and much more. You can also try our automated digital assistant. Send a text message to 850.617.1614 and our digital assistant will respond right away. Get answers to simple questions about products and services, as well as digital banking features, hours, locations, and more. If you need more personalized service, you can speak with the Member Services Team. Representatives are available 8:00 a.m. to 6:30 p.m. (ET) Monday through Friday and 9:00 a.m. to 1:00 p.m. (EST) Saturday.

Find a Location Near You

Our ATMs are available 24 hours a day. Our convenient Video Teller Service enables you to speak directly with a First Commerce team member Monday through Friday from 7:30 a.m. to 6:30 p.m. (ET), and Saturdays from 9 a.m. to 1 p.m. (ET).

14 Convenient Locations

Florida

Blairstone Financial Center
1741 Old St. Augustine Road
Tallahassee, FL 32301

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Bradfordville Financial Center
6725 Thomasville Road
Tallahassee, FL 32312

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Mahan Financial Center
2330 Mahan Drive
Tallahassee, FL 32308

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Summit East Financial Center
2073 Summit Lake Drive, Suite 100
Tallahassee, FL 32317

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Thomasville Road Financial Center
3343 Thomasville Road
Tallahassee, FL 32308

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Westside Financial Center
1460 Capital Circle Northwest
Tallahassee, FL 32303

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Marianna Financial Center
4472 Lafayette Street
Marianna, FL 32446

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Stanford Centre Panama City Financial Center
1022 W. 23rd Street
Panama City, FL 32405

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Georgia

Adel Financial Center
101 N. Hutchinson Avenue, P.O. Box 250
Adel, GA 31620

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Nashville Financial Center
301 S. Davis Street, P.O. Box 128
Nashville, GA 31639

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Thomasville Financial Center
11395 U.S. 319 North
Thomasville, GA 31757

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Valdosta Mall Financial Center
1830-B Norman Drive
Valdosta, GA 31601

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Valdosta Bemiss Road Financial Center
4060 Bemiss Road
Valdosta, GA 31605

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Valdosta Inner Perimeter Financial Center
3312 Inner Perimeter Road
Valdosta, GA 31602

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Nationwide ATM Network

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Planning a Visit?

We encourage you to schedule your appointment online in advance with First in Line to save time on the day of your visit.

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Upcoming Holiday Closures

First Commerce will be closed for the following federal holidays. During these holiday closures, members can manage accounts using Digital Banking services, calling Penny, the 24/7 AI virtual assistant, or our nationwide network of ATMs.

2025

Christmas Day

Thursday, December 25

2026

New Year's Day

Thursday, January 1

Martin Luther King, Jr. Day

Monday, January 19

Presidents' Day

Monday, February 16

Memorial Day

Monday, May 25

Juneteenth

Friday, June 19

Independence Day

Friday, July 3

Labor Day

Monday, September 7

Columbus Day

Monday, October 12

Veterans Day

Wednesday, November 11

Thanksgiving Day

Thursday, November 26

Thanksgiving Day

Friday, November 27

Christmas Day

Friday, December 25

Your Convenient Local Credit Union

“I’m writing to indicate how pleased and grateful I am with the services provided. I would highly recommend anyone, including friends and family, to bank at First Commerce for all of their banking needs.”

Your Convenient Local Credit Union

Frequently Asked Questions

At our financial centers, you can open and manage personal and business accounts and access teller services for deposits, withdrawals, and cash needs. Our Member Services Team can also provide personalized support for account questions, help with digital banking, or discuss financing options and help you apply for a loan. On-site ATM access is also available, as well as safe-deposit boxes at select FCCU locations.

In many cases, no. You can open most of our personal accounts and apply for many types of loans quickly and securely online. However, for some options – such as youth accounts, business accounts, and business lending – you will need to visit your local FCCU financial center. Also, if you prefer to open your account in person, our team is happy to help.

Lobby hours vary by financial center. Most locations offer standard weekday hours, and some provide extended or Saturday hours through a drive-thru video teller. You can look up the hours of your nearest location by selecting “More Information” for that financial center.

Yes, many of our locations offer drive-thru banking, such as teller-assisted drive-thru lanes or drive-thru ATMs. Our drive-thru video teller service also provides extended hours on weekdays and Saturdays. Availability varies by location, so be sure to check your local financial center’s details.

For routine banking needs like deposits and withdrawals, you can stop by anytime. However, for account questions, opening a new account, applying for a loan, or other in-depth services, it’s a good idea to schedule an appointment. This will help us serve you promptly and ensure you’re connected with the right team member.

Yes, if you need to replace a lost or damaged First Commerce debit card, we can provide a new card on the spot with our instant-issue debit card service. This way, you can resume using your account right away.