Looking for Adventure?
Whether you’re ready to feel the wind in your hair, enjoy a day on the water, or embrace the open road, First Commerce can help you afford the motorcycle, boat, or RV you’ve been dreaming about.
Loan Options for Your Unique Lifestyle
First Commerce has financing options to bring your dreams of adventure to life.
Up to 100% Financing
Fast Local Decisions
Competitive Rates
Flexible Terms
RV, Boat, and Motorcycle Loans
Rates are accurate as of and are subject to change without notice.
Rates are accurate as of October 30, 2025 and are subject to change without notice.
Member Testimonial
“I had some issues concerning an auto loan and an insurance plan, but you resolved it easily and efficiently. I feel confident that if any issues arise in the future, I can call First Commerce and get straight answers and great service!”
Ready to Start Your Adventure?
Take the next step. Use our secure online application to apply in minutes.
Discover More Possibilities
Auto Loans
Find out why First Commerce has consistently ranked as the premier lender for auto loans in North Florida and South Georgia!
Explore Our Checking Accounts
We offer free Checking Accounts with POWERful perks for all ages!
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Auto Loans
Find out why First Commerce has consistently ranked as the premier lender for auto loans in North Florida and South Georgia!
Explore Our Checking Accounts
We offer free Checking Accounts with POWERful perks for all ages!
Digital & Mobile Banking
Find out what First Commerce’s powerful Digital Banking tools can do for you.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
