Looking for Adventure?

Whether you’re ready to feel the wind in your hair, enjoy a day on the water, or embrace the open road, First Commerce can help you afford the motorcycle, boat, or RV you’ve been dreaming about.


Loan Options for Your Unique Lifestyle

First Commerce has financing options to bring your dreams of adventure to life.

Up to 100% Financing

Fast Local Decisions

Competitive Rates

Flexible Terms

RV, Boat, and Motorcycle Loans

Term
Up to 4 years
Annual Percentage Rate
7.04% – 17.99%
Payment Per $1,000 Borrowed
$23.96 – $29.37
Term
6 years ($15,000+)
Annual Percentage Rate
7.29% – 17.99%
Payment Per $1,000 Borrowed
$17.19 – $22.80
Term
10 years ($50,000+)
Annual Percentage Rate
8.99% – 17.99%
Payment Per $1,000 Borrowed
$12.66 – $18.01
Term
15 years ($75,000+)
Annual Percentage Rate
9.24% – 15.99%
Payment Per $1,000 Borrowed
$10.29 – $14.68

Rates are accurate as of and are subject to change without notice.

Rates are accurate as of July 20, 2024 and are subject to change without notice.

Member Testimonial

Member Testimonial

“I had some issues concerning an auto loan and an insurance plan, but you resolved it easily and efficiently. I feel confident that if any issues arise in the future, I can call First Commerce and get straight answers and great service!”

Ready to Start Your Adventure?

Take the next step. Use our secure online application to apply in minutes.

Discover More Possibilities

Auto Loans

Auto Loans

Find out why First Commerce has consistently ranked as the premier lender for auto loans in North Florida and South Georgia!

Explore Our Checking Accounts

Explore Our Checking Accounts

We offer free Checking Accounts with POWERful perks for all ages!

Digital & Mobile Banking

Digital & Mobile Banking

Find out what First Commerce’s powerful Digital Banking tools can do for you.

Auto Loans

Auto Loans

Find out why First Commerce has consistently ranked as the premier lender for auto loans in North Florida and South Georgia!

Explore Our Checking Accounts

Explore Our Checking Accounts

We offer free Checking Accounts with POWERful perks for all ages!

Digital & Mobile Banking

Digital & Mobile Banking

Find out what First Commerce’s powerful Digital Banking tools can do for you.

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.

Your Financial Partner for Life