Start Strong and
Earn More!
Celebrate our grand opening with a CD that puts your savings ahead
Don’t Miss Out on This Grand Rate!
5-Month CD Term
Lock in a 4.25% APY* for 5 months and watch your savings grow. With a $1,000 minimum deposit, this limited-time offer gives you a secure way to boost your funds.
5-Month CD Term
Lock in a 4.25% APY* for 5 months and watch your savings grow. With a $1,000 minimum deposit, this limited-time offer gives you a secure way to boost your funds.
Lock In Higher Rate Now
Short 5-Month Term
Secure Your Savings
Lower Minimum Deposit
Protect what you’ve earned
You’ve worked hard to build your savings—now it’s time to protect it. Enjoy financial stability with a CD designed to safeguard your future.
Plan ahead
Moving closer to retirement? A CD can help you bridge toward your goals with a strong return—without a long commitment.
A Smart Step to Grow Your Money
If you’re approaching your financial journey with a growth mindset, a CD is a safe, easy step into saving and investing, with reliable returns.
Frequently Asked Questions
The 5-Month CD offers a 4.25% APY with a fixed term of 5 months.
This offer is only available to residents of Bay County, Florida.
A minimum deposit of $1,000 is required to open the 5-Month CD.
Open a 5-month CD by clicking the Open button at the top of this page.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
