What is Elevate Direct?

Elevate Direct is a wellness benefits offering from First Commerce Credit Union that makes services like virtual primary care and urgent care, along with savings on dental, vision, and prescriptions, more affordable. When your current health coverage doesn’t provide all the support you need, Elevate Direct gives you an accessible way to help fill the gaps.

You don’t need to be a First Commerce Credit Union member to access benefits through Elevate Direct. Scroll down to explore your options.

Wellness benefits for the life you're building

Supporting Your Wellness

Supporting Your Wellness

Choose from virtual primary care, urgent care, and counseling services

Savings that Work Smarter

Savings that Work Smarter

Available dental, vision, and prescription savings

Flexibility Where You Need It

Flexibility Where You Need It

Supplement current coverage or manage high deductibles

Built for You

Built for You

Designed with independent earners like you in mind

People enjoying an active and healthy lifestyle

Wellness that fits your lifestyle.

Taking care of your health and supporting your family’s well-being shouldn’t be complicated.

Elevate offers a range of wellness benefits with clear pricing, robust access to the benefits you need, and support that puts people first. Choose from virtual care and behavioral health support, dental, vision, and prescription savings, and health advocacy services that help you manage it all.

Explore Wellness Benefits →
Virtual Care
Dental & Vision
Health Advocacy

Wellness Benefits Levels

Core

Core

$13.95/month

  • Dental
  • Vision
  • Rx
  • Contacts

Complete

Complete

$34.95/month

Complete Plus

Complete Plus

$38.95/month

  • Contacts
  • Worklife Services

Where do you see yourself?

Not sure where you fit?

Wherever you are in your journey, Elevate Direct from First Commerce Credit Union has options to explore.

The Latest Wellness Benefits Insights

Your financial wellness matters too

First Commerce Credit Union’s Elevate Direct also offers no-cost financial wellness resources and practical tools for people earning on their own terms, providing support for greater financial stability and peace of mind.

Sign Up Here

FAQs

No. Elevate Direct is not health insurance and is not intended to replace health insurance. It also does not meet the minimum creditable coverage requirements under the Affordable Care Act.
No, you don’t need to be a First Commerce Credit Union member to access Elevate Direct. Anyone can sign up for Elevate Direct benefits packages using the links on this page. Explore the available options below to find the package that works for you.
Elevate Direct offers a wide range of wellness benefit options, including virtual primary care, urgent care, behavioral health and counseling, dental savings, vision savings, prescription savings, contact lens savings, fitness benefits, health advocacy, and work-life services.
This program is NOT insurance coverage, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, click here. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.© 2026 Recuro Health, Inc. All rights reserved. Recuro Health, Recuro, and the Recuro logo are trademarks of Recuro Health, Inc. and may not be used without written permission. Recuro Health does not guarantee that a physician will write a prescription, and physicians do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Recuro Health affiliated physicians reserve the right to deny care for potential misuse of services. Medical services provided by physicians are subject to their professional judgment. Recuro Health operates subject to state regulation and some services may not be available in certain states. Urgent Care services are available for all ages. Virtual Primary Care is only available to members 18 and older. Behavioral Health is available for members 14 and older.*The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.