Local Decisions
A team that knows your market
Business-Focused
Solutions designed for your growth
A True Partner
Here for every stage of your journey
Stronger Together
Investing in the businesses that build our communities
Everything Your Business Needs
Smart solutions to help you manage and grow your business.

Business Checking
Flexible account options and easy bookkeeping features.

Business Savings
No monthly fees, plus dividend rates that grow with your balance.

Business Credit Cards
Purchasing power and card controls for your business.

Treasury Management
From payroll services to cash management solutions.
Not Sure Which Solution Is Right for You?
Let’s find the right financial products and services for your business goals.
We Are Local Strong
We're proud to call North Florida and South Georgia home. With locations in Tallahassee, Marianna, and Panama City, Florida, and Thomasville, Valdosta, Adel, and Nashville, Georgia, First Commerce combines local expertise with personalized financial solutions designed to help businesses strengthen their operations, support their employees, and grow with confidence.
Local People
A team that knows your community
Personalized Service
Support tailored to you, at every stage
Stronger Communities
Bank with a credit union that invests in the places we call home
Ready For What's Next
Scalable solutions to help your business grow year after year
Hear It from a Business Member
Better Banking Starts Here
Visit one of our 14 financial service centers in Northern Florida and Southern Georgia, call our Contact Center, email us, or schedule an appointment.
Frequently Asked Questions

The First Commerce Difference
As a premier, full-service financial institution, First Commerce exists to support our members – not shareholders. When you choose First Commerce as your financial partner, you’re more than just a customer – you’re a member and a co-owner! That means you benefit from lower loan rates, fewer and lower fees, higher savings rates, and better service. We’re passionate about saying yes to local businesses by helping you bank easier and grow stronger.
