Business Checking

Local Decisions

A team that knows your market

24/7 Digital Banking

Business-Focused

Solutions designed for your growth

Lending Solutions

A True Partner

Here for every stage of your journey

Easy Bookeeping

Stronger Together

Investing in the businesses that build our communities

Not Sure Which Solution Is Right for You?

Let’s find the right financial products and services for your business goals.

We Are Local Strong

We're proud to call North Florida and South Georgia home. With locations in Tallahassee, Marianna, and Panama City, Florida, and Thomasville, Valdosta, Adel, and Nashville, Georgia, First Commerce combines local expertise with personalized financial solutions designed to help businesses strengthen their operations, support their employees, and grow with confidence.

Local People

Local People

A team that knows your community

Personal Service

Personalized Service

Support tailored to you, at every stage

Stronger Communities

Stronger Communities

Bank with a credit union that invests in the places we call home

A Brighter Tomorrow

Ready For What's Next

Scalable solutions to help your business grow year after year

Hear It from a Business Member

Better Banking Starts Here

Visit one of our 14 financial service centers in Northern Florida and Southern Georgia, call our Contact Center, email us, or schedule an appointment.

The Power to Help Your Business Succeed

Treasury Management

Treasury Management

Manage your cash efficiently, collect payments faster, and make deposits securely with cashflow management solutions from First Commerce Credit Union.

Credit Cards

Credit Cards

Increase your purchasing power and handle day-to-day expenses easily with a Business Visa® Credit Card.

Financial Planning

Financial Planning

Comprehensive financial planning to help businesses, their leaders, and their employees pursue their financial goals.

Treasury Management

Treasury Management

Manage your cash efficiently, collect payments faster, and make deposits securely with cashflow management solutions from First Commerce Credit Union.

Credit Cards

Credit Cards

Increase your purchasing power and handle day-to-day expenses easily with a Business Visa® Credit Card.

Financial Planning

Financial Planning

Comprehensive financial planning to help businesses, their leaders, and their employees pursue their financial goals.

Frequently Asked Questions

First Commerce Credit Union offers full-service business banking for organizations across North Florida and South Georgia, including business checking and savings accounts, treasury management (cash management) solutions, business Visa® credit cards, lines of credit, SBA loans, commercial real estate loans, vehicle and equipment financing, employer retirement plans, and business money market accounts – all backed by local decision-making and 24/7 digital banking.
Credit unions are not-for-profit cooperatives that exist to serve their members, not shareholders. For your business, that translates to lower loan rates, fewer fees, higher deposit rates, and decisions made locally by people who know your market. First Commerce has served North Florida and South Georgia since 1940.
Yes. With First Commerce Digital Banking, you can easily export transaction activity into QuickBooks, Quicken, and other accounting applications – making bookkeeping and reconciliation simpler.
Contact the Business Services Team at BusinessServices@firstcommercecu.org, call 850.488.0035 or 1.800.533.5772, or visit any of First Commerce’s 14 financial centers across North Florida and South Georgia. You can also schedule an appointment online so a team member is ready when you arrive.
The First Commerce Difference

The First Commerce Difference

As a premier, full-service financial institution, First Commerce exists to support our members – not shareholders. When you choose First Commerce as your financial partner, you’re more than just a customer – you’re a member and a co-owner! That means you benefit from lower loan rates, fewer and lower fees, higher savings rates, and better service. We’re passionate about saying yes to local businesses by helping you bank easier and grow stronger.


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