Business Banking Solutions

Keep your business moving forward with checking accounts that offer low or no monthly fees, 24/7 digital banking, and seamless QuickBooks integration.

Business Banking Solutions

Keep your business moving forward with checking accounts that offer low or no monthly fees, 24/7 digital banking, and seamless QuickBooks integration.

Powerful Business Solutions With a Personal Touch

Business Checking

Keep your business running smoothly with accounts that offer low or no monthly fees, free Digital Banking, and more.

24/7 Digital Banking

Check balances, pay bills, transfer funds, and monitor account activity anytime, anywhere.

Lending Solutions

From credit cards to real estate and equipment loans, we give you buying power to get things done.

Easy Bookkeeping

With Digital Banking, easily export transaction activity into Quicken, QuickBooks, and other applications.

We Are Local Strong

When you bank with First Commerce Credit Union, you get a truly personal experience, backed by top-quality financial expertise right in your local community. We give our members in North Florida and South Georgia the financial tools they need to achieve their goals, and we’re committed to delivering exceptional service, up-to-date technology, and products that truly fit your needs.

Helping Businesses Power Forward

Taking Red Shed BBQ to Firefighters

Taking Decadent Delights Cupcakes to Tallahassee Emergency Workers

Power Forward with Peter Diamandis

Message from Chris Gardner

Member Testimonial

“First Commerce employees are so great to work with. They make things easy, and they know you by name.”

Better Banking Starts Here

Visit one of our 14 financial service centers in Northern Florida and Southern Georgia, call our Contact Center, email us, or schedule an appointment.

Frequently Asked Questions

What business banking services does First Commerce Credit Union offer?

First Commerce Credit Union offers full-service business banking for companies across North Florida and South Georgia, including business checking and savings accounts, treasury management (cash management) solutions, business Visa® credit cards, lines of credit, SBA loans, commercial real estate loans, vehicle and equipment financing, employer retirement plans, and business money market accounts – all backed by local decision-making and 24/7 digital banking.

What are the benefits of business banking with a credit union instead of a bank?

Credit unions are not-for-profit cooperatives that exist to serve their members, not shareholders. For your business, that translates to lower loan rates, fewer fees, higher deposit rates, and decisions made locally by people who know your market. First Commerce has served North Florida and South Georgia since 1940.

Can I connect my First Commerce business account to QuickBooks?

Yes. With First Commerce Digital Banking, you can easily export transaction activity into QuickBooks, Quicken, and other accounting applications – making bookkeeping and reconciliation simpler.

How do I open a business account with First Commerce?

Contact the Business Services Team at BusinessServices@firstcommercecu.org, call 850.488.0035 or 1.800.533.5772, or visit any of First Commerce’s 14 financial centers across North Florida and South Georgia. You can also schedule an appointment online so a team member is ready when you arrive.

The First Commerce Difference

As a premier, full-service financial institution, First Commerce exists to support our members – not shareholders. When you choose First Commerce as your financial partner, you’re more than just a customer – you’re a member and a co-owner! That means you benefit from lower loan rates, fewer and lower fees, higher savings rates, and better service. We’re passionate about saying yes to local businesses by helping you bank easier and grow stronger.

The Power to Help Your Business Succeed

Cash Management

Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce. We’ll take care of the details so you can stay focused on what’s really important: your business. That’s the power of having a local partner.

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Credit Cards

Increase your purchasing power and handle day-to-day expenses easily with a Business Visa® Credit Card. Keep your money local with a low-rate card and enjoy the convenience of working with our team of business experts.

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