Your Goals. Your Way.

Whether you’re just getting started or looking to build your portfolio, investing is easier than ever through First Commerce Credit Union.

Goal

Investing Starts Here.

Build an investment portfolio that includes stocks and Exchange-Traded Funds (ETFs), directly from within online and mobile banking.
Choose

The Best of Both Worlds

Traditional investments options, seamlessly brought together in one digital experience through the local financial partner you trust.

Start Your Investment Journey Today

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All Your Options, In One Place

First Commerce Credit Union members are able to invest in stocks and ETFs through the digital banking tools they already use (in partnership with InvestiFi).

Stocks

Stocks

Buy and sell more than 6,500 stocks and ETFs directly from your app.

Invest without transferring money to another app and keep your finances in one place.

ETFs

ETFs

Diversify your investments with thousands of Exchange-Traded Funds (ETFs).

Purchase fractional shares starting at just $1 per transaction, making it easier to begin investing.

Two Ways to Invest

Choose the approach that fits your goals and comfort level.

Guided Investing

Guided Investing

Personalized. Simple. Built for you.

Shape your strategy with an automated investment tool that recommends and manages a portfolio based on your risk tolerance, financial goals, and preferences.

Self-Directed Investing

Self-Directed Investing

You're in control.

Build your portfolio, your way with the help of powerful tools and real-time insights. Plus, access in-app educational resources whenever you want.

Do It All Within Your Digital Banking Experience

Manage your investments 24/7

Manage your investments 24/7

Access learning tools and resources

Access learning tools and resources

No extra downloads required

No extra downloads required

First Commerce Credit Union's upgraded Digital Banking experience helps you manage your money all in one place.

Ready to take
the next step?

BECOME A MEMBER → LOG IN TO ONLINE BANKING → LEARN MORE →

Learn More about Investing with FCCU

FAQs

Yes, self-directed investing is available as part of our upgraded Digital Banking experience.

No. Members can invest directly through First Commerce Digital Banking. Investments can be purchased using funds from your personal checking account, savings account, or money market account.

First Commerce has partnered with InvestiFi to integrate digital investing directly into Digital Banking, allowing eligible members to access investing without transferring funds to another app.

Members can invest in:

  • Stocks

  • ETFs

  • Other investments options

*Subject to eligibility and regulatory requirements.

First Commerce Credit Union members can use funds from their personal checking account, savings account, or money market account to invest through the app. Please note, you must be the primary account holder on each of the listed account types to use the investment feature.

The investment feature is available only to members with an eligible individual account who are at least 18 years of age. Business accounts, trust accounts, and other non-personal account types cannot be used to fund purchases using the investment tool in the First Commerce Credit Union app.

Yes, but your ability to fund purchases using the investment tool depends on your role on the account.

  • Primary account holders can access and use the investment feature.

  • Secondary account holders (joint owners) are not currently able to use the investment feature through that joint account.

To invest through the app, secondary account holders can:

  • Open their own primary share savings or checking account, or

  • Transfer funds from the joint checking account to an existing primary share savings account in their name.

If you’re a secondary account holder, you’ll need an eligible account type to use the investment feature. You can:

  • Open a primary share savings or checking account with First Commerce, or

  • Transfer funds from your joint account to an existing primary share savings account in your name.

Once you have an eligible account type, you’ll be able to access the investment feature through the First Commerce Credit Union app.

Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc. (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.

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