August 13, 2026

A Beginner’s Guide to Investing Through First Commerce Digital Banking

Whether you’re looking to start your investing journey, diversify your portfolio, or work toward other financial goals, First Commerce Credit Union makes it easy to invest directly through Digital Banking with the investment tool supported by InvestiFi.

Here are two ways to buy stock when you’re ready to start investing:

  • From the Digital Banking home screen, click Stocks, ETFs and Crypto and choose the investment type you want to buy, or navigate to the asset’s details page and invest from there.
  • Select the account you want to use for the transaction, then enter your investment amount in dollar amount or in shares.
  • Click Preview Buy to see how many shares you’ll receive, then click Confirm to submit your order.
  • Once your order is processed and executed, your checking account will be debited and your investment account will be credited with the shares.

Start with as little as $1

Got a dollar to spare? When you use the investment tool directly in the First Commerce app, that’s all the money you need to get started with investing in stocks.

With just $1, you can start trading even if you don’t have enough to buy a whole share of a stock.

For cryptocurrencies, all you need is $6 to make your initial trade. With fractional ownership, you can own a part of a stock or cryptocurrency without having to shell out potentially thousands of dollars.

Investing doesn’t have to be complicated or expensive. With fractional investing and seamless access through First Commerce Digital Banking supported by InvestiFi, you can start small, learn as you go, and grow your confidence along the way.

Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital asset wallet operated by BitGo Bank & Trust, National Association (N.A.) (“BitGo”), not First Commerce Credit Union, InvestiFi, or its affiliates. BitGo is a separate entity from, and not an affiliate of, First Commerce Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of First Commerce Credit Union or BitGo; (3) not guaranteed by First Commerce Credit Union or BitGo; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow member recourse; and (7) by a third party. First Commerce Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e., cryptocurrencies) held in your digital asset wallet operated by BitGo (i.e. Crypto ) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you, given your financial situation. Digital assets are not obligations of First Commerce Credit Union or BitGo and are not guaranteed by First Commerce Credit Union or BitGo.
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Who We Are

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.