October 2, 2026
How to Set Up iAlerts in Digital Banking
Personalize the account updates you receive by email or text
Life moves quickly, but keeping up with your finances does not have to be difficult. With iAlerts in First Commerce Digital Banking, you can receive personalized email or text notifications about the account activity that matters most to you.
Whether you want to monitor your balance, keep an eye on transactions, remember an upcoming loan payment, or know when an important check clears, iAlerts can help you stay informed without having to continually log in.
What Are iAlerts?
iAlerts are customizable account notifications available through First Commerce Digital Banking. You choose which alerts you want to receive, which eligible accounts you want to monitor, and whether you prefer notifications by email or text.
iAlerts can notify you about:
- Debit or credit transactions over an amount you choose
- Account balances that rise above or fall below an amount you set
- Deposits and other account activity
- Upcoming loan payments
- Important checks clearing your account
- Daily account summaries
Why Set Up iAlerts?
iAlerts give you another way to stay connected to your finances throughout the day. You can customize them around your accounts and preferences so you receive the information that is most helpful to you.
You might use iAlerts to:
- Keep an eye on everyday spending
- Receive a notification when your balance is getting low
- Stay current on an upcoming loan payment
- Monitor activity on an account you jointly own
- Receive a daily summary of your finances
🎥 See How to Set Up iAlerts in Online & Mobile Banking
Watch the online & mobile walkthrough to learn where to find iAlerts, select an account, add a new alert, and choose how you would like to receive it.
⚙️ What You Can Customize
iAlerts allow you to personalize your notifications based on what is important to you. When establishing an alert, you can:
- Choose the eligible account you want to monitor
- Select the type of activity you want to know about
- Set an amount or condition for certain alerts
- Choose email or text as your delivery method
- Review and update the contact information connected to the alert
You can create more than one alert, allowing you to use different notifications for different financial needs.
Receiving iAlerts by Text
When selecting text message delivery, you will be asked to verify your mobile number. Select Request Code, enter the verification code sent to your phone, and then continue through the prompts to save your alert.
This is a one-time verification for that mobile number. Standard text messaging and data rates may apply.
Get Started Today
iAlerts put helpful account information within easier reach. Once you choose the updates that matter to you, those notifications can be delivered directly to your email or mobile phone.
Log in to First Commerce Digital Banking to establish your personalized iAlerts today.
Frequently Asked Questions
Can I receive iAlerts by text?
Yes. You can select text message delivery when establishing an eligible iAlert. You will need to complete a one-time verification of your mobile number.
Can I receive iAlerts by email?
Yes. Email is available as an iAlerts delivery method.
Can I choose which alerts I receive?
Yes. You can add alerts and choose the available account activity or conditions about which you want to be notified.
Can I establish alerts for a joint account?
If a jointly owned account appears within your Digital Banking profile, you can select that account when establishing an alert.
Where do I manage my iAlerts?
In Digital Banking, navigate to Alerts and select iAlerts. Members using the mobile app can begin by selecting Menu.
Do text messaging rates apply?
Standard text messaging rates may apply based on your mobile carrier and service plan.
First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current. This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
