July 14, 2026

What’s Moving in Mobile: Your Upgraded First Commerce Digital Banking Experience

An upgraded Digital Banking experience is coming soon. To help you prepare, here’s a look at some of the changes you’ll see when the new experience launches.

When it comes to managing your money, knowing where to find the tools you use most matters.

That’s why First Commerce Credit Union will soon make it easier to access key Digital Banking features. While some essential functions will move, they’ll still be just a tap or click away.

This blog will show you what’s changing, where to find it, and how to navigate the updates seamlessly on mobile.

Let’s start with your upgraded mobile experience.

Key changes to your main menu:

You’ll notice that the options on the main menu bar at the bottom of your First Commerce app screen will look a little different after the upgrade.

Streamlined loan and bill payments

The ability to seamlessly send money to family and friends will soon be located in one convenient place on your main menu. The Pay & Transfer button on your main menu will give you access to your options for sending money:
  • Zelle®
  • Funds transfers between your First Commerce accounts
  • Paying bills
  • Making your loan payments
  • Sending money to other First Commerce members

Credit score monitoring:

First Commerce will be bringing your credit score and full credit report front and center on your upgraded Digital Banking home screen.

Our credit score tool will continue to include all the great features you’re used to:

  • Personalized credit report
  • Credit monitoring alerts
  • Credit score simulator
  • And more
We’ve simply made it easier to find in the upgraded experience, right from your Digital Banking home screen.

Coming soon: Invest in your future, at any level.

Starting soon, through First Commerce’s upgraded Digital Banking platform, you’ll be able to invest in stocks, ETFs and cryptocurrency*.

Whether you’re just getting started or looking to grow your portfolio, investing will soon be easier than ever with First Commerce.

*Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of First Commerce Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of First Commerce Credit Union; (3) not guaranteed by First Commerce Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. First Commerce Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of First Commerce Credit Union and are not guaranteed by First Commerce Credit Union.

First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current. This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.

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Who We Are

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.