September 22, 2026
Strengthen Your Financial Game During SmartMoney September
Throughout this month, First Commerce Credit Union is inviting our members to join us for SmartMoney September as we grow our financial confidence together.
Fall can be hectic. Between packed schedules, school activities, and everything else life throws our way, finances can end up on the back burner. That’s why SmartMoney September is all about using the resources already at your fingertips to find simple ways to strengthen your financial game.
Through online educational resources and creative displays in our financial centers, we’ll explore some of the most impactful financial concepts. Here are just a few examples:
Building an emergency fund: Calculate how much you can contribute each month, reexamine expenses and look for ways misused money can be better spent, and diversify your account with additional assets like dividend earnings. More tips here.
Understanding credit: Review credit types, common credit terms, learn ways to establish credit, how to read and interpret your credit report. More tips here.
Managing debt: Consider ways to decrease expenses, keep track of debt from credit cards and personal loans, negotiate interest rates, and learn about debt settlement and repayment plans. More tips here.
Retirement planning: Learn more about forming your retirement plan at different stages of your life, with tips for staying ready for your future and what you can do in your 20s, 30s, 40s and beyond. More tips here.
Take some time to explore the resources linked above and start putting smart financial habits into practice today.
SmartMoney September challenge:
Have one conversation this month about how you can improve your financial health. Find a trusted source who you can share ideas with, whether that’s a family member, close friend, or a financial professional.
You can walk into any of First Commerce’s 14 convenient locations and ask a friendly, knowledgeable team member about ways you can improve your financial health.
First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current. This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 85 years of financial expertise.
