auto loans
What Do I Need to Apply for an Auto Loan?
Getting started with an auto loan from First Commerce Credit Union is simple. Apply online in minutes for financing on a new or used car or truck, with flexible financing options and fast, local approval. We offer up to 100% financing and loan terms up to 84 months. Apply online in minutes!
auto loans
What Should I Know Before Applying for an Auto Loan?
New and Used Vehicles
We offer financing for both new and used cars and trucks.
Up to 100% Financing
Qualified borrowers may be able to finance up to 100% of their vehicle purchase.
Flexible Loan Terms
Auto loan terms are available for up to 84 months. View Loan Rates
A Simple Way to Move Forward
01
Decide What You Want to Finance
We provide auto loans for both new and used vehicles. Before applying, consider the vehicle you plan to purchase and how much you may need to finance.
02
Review Current Auto Loan Options
Review our current new and used auto loan rates and available terms before applying. Loan terms are available up to 84 months. View our current auto rates.
03
Complete the Online Application
You don’t necessarily need to visit a financial center to get started. You can apply for an auto loan securely online in minutes.
A little more clarity
Questions Worth Asking
A few details can make the choice easier.
Can I apply for a new or used vehicle loan?
Yes. We provide financing for both new and used cars and trucks, with separate rate information available for new and used auto loans.
How much of my vehicle purchase can I finance?
You can finance up to 100% on new and used vehicles for qualified borrowers.
How long can I finance a vehicle?
We offer auto loan terms up to 84 months. Available rates and terms vary, so review current auto loan rates when you're ready to apply. View rates.
Can I pay off my First Commerce auto loan early?
There is no penalty for paying off an auto loan early.
Ready to Apply for an Auto Loan?
Take the next step toward your new or used vehicle with a simple online application and fast, local approval from First Commerce.
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