Membership
Who Can Join First Commerce Credit Union?
There are several ways to become a member of First Commerce Credit Union. You may be eligible based on where you live or work in North Florida or South Georgia, through an immediate family member, through a participating employer, as a Six Pillars Financial Advisors client, or by joining the FCCU Foundation.
Who Is Eligible for First Commerce Membership?
Live or Work in an Eligible County
You can join if you live or work in one of First Commerce Credit Union’s eligible counties across North Florida and South Georgia.
Have an Immediate Family Member Who Is a Member
If an immediate family member is already a First Commerce member, you’re eligible for membership.
Work for a Participating Employer
Employees of participating businesses and organizations may qualify for membership.
Join Through the FCCU Foundation
Anyone who joins the FCCU Foundation with a minimum $15 contribution is eligible for First Commerce membership.
YOUR NEXT STEPS WITH FCCU
How Do I Become a First Commerce Member?
01
Confirm Your Eligibility
Review the options above to find the membership path that applies to you.
02
Choose How You Want to Join
You can open an account online, visit a First Commerce financial center, or call First Commerce for assistance.
03
Open Your Account
Open an account online with $5, plus any minimum opening deposit required for the type of account you choose.
Once your membership is established, explore First Commerce checking, savings, loans, digital banking, and other financial solutions.
A little more clarity
Questions Worth Asking.
A few details can make the choice easier.
Which counties in North Florida are eligible for membership?
You’re eligible if you live or work in one of these counties in North Florida: Baker, Bay, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakulla, Walton, and Washington counties.
Which counties in South Georgia are eligible for membership?
You’re eligible if you live or work in one of these counties in South Georgia: Atkinson, Ben Hill, Berrien, Brooks, Clinch, Coffee, Colquitt, Cook, Decatur, Echols, Grady, Irwin, Lanier, Lowndes, Mitchell, Thomas, Tift, and Worth counties.
Who are the participating employers or organizations?
Employees of the following participating organizations are eligible: American Postal Workers Union, American Institute of Architects, Florida Pharmacy Association, The Florida Bar, Florida League of Cities, Florida Optometric Association, Florida National Guard, Florida Engineering Society, Six Pillars Financial Advisors, FCCU Foundation, Inc., and Goodwill Industries – Big Bend, Inc.
Can my employer offer First Commerce membership?
Potentially. If your business or organization isn’t already listed and isn't located within an eligible county, contact First Commerce about offering credit union membership to employees. Include your name, organization name and telephone number, and use “SEG Inquiry” in the subject line.
Can I become a member through the FCCU Foundation?
Yes. Anyone who joins the FCCU Foundation by making a minimum $15 contribution is eligible for membership in First Commerce Credit Union. The contribution is a one-time unrestricted gift to the Foundation.
Ready to Become a First Commerce Member?
Check your eligibility, choose the account that fits your needs and get started with First Commerce Credit Union.
Keep Exploring
Build your savings with flexible options designed for different financial goals.
Compare First Commerce checking options and find an account that fits the way you manage your money.
