July 14, 2026
Your Upgraded First Commerce Digital Banking Experience: Here’s What to Know
An upgraded First Commerce Credit Union Digital Banking experience is coming soon. Designed to make everyday banking easier, the new mobile and desktop experience will feature a fresh, more user-friendly design while continuing to provide access to the tools and features you know and rely on.
Here’s a quick preview of the enhancements coming to First Commerce’s Digital Banking experience and how they’ll make everyday banking simpler to navigate and faster to use.
Quick links: What’s moved in my mobile app? | What’s moved in Digital Banking for desktop?
What’s new on mobile
Getting started
When the upgraded mobile experience launches, you’ll notice changes designed to bring the features you use most right to your fingertips.
Account information will be front and center. All of your First Commerce accounts, loans, and credit cards will be displayed in a convenient swipeable view at the top of the screen.
This new display will make it easy to quickly check balances, switch between accounts, and access quick links for transfers and payments.
Just below, you’ll be able to access your credit score and view your full credit report, putting valuable financial insights within easy reach.
All your tools, right where you need them
The upgraded Digital Banking experience will bring important tools together in easy-to-find locations.
With the Account Tools section on your home screen, you’ll be able to seamlessly access documents, manage cards, adjust alerts, and oversee your accounts without having to search through multiple menus.
Just below that, you will find the Spending section of your home screen. This area will allow you to track expenses, view trends and insights, use budgeting tools, and more. You’ll also be able to link external accounts from one convenient location.
For the times when you need assistance from the friendly and knowledgeable First Commerce team, we’ve made that easier too.
The Contact Us section of your home screen will bring every way to connect with the First Commerce team into a single, convenient hub.
That means you’ll be able to contact First Commerce directly from the app, schedule an appointment, find financial center locations, and search First Commerce’s nationwide network of fee-free ATMs.
Important change for loan payments and funds transfers
These enhancements are all designed with one goal in mind: helping members get where they need to go faster, with fewer clicks and less effort.
What’s new in desktop?
Getting started
Moving money, made seamless
One of the biggest enhancements will be the new Money Movement section, which will bring together common actions like sending money with Zelle®, transferring funds, paying bills, and making loan or credit card payments in one convenient location.
As with mobile banking, the desktop experience will continue to provide access to the money management tools you rely on while making them easier to locate and use.
Members will still be able to access recent activity, financial tools, and account management features, but within a cleaner and more efficient layout.
All your tools in one convenient place
You’ll be able to find your net worth, budgeting tools, spending insights, trends, debt tracking, and more within the Account Tools section of your upgraded Digital Banking home screen.
This convenient hub will also provide quick access to documents, card controls, alerts, settings, and the ability to open new accounts—all from one place.
More control. Simplified experience.
Other helpful Digital Banking features will be conveniently located on the right side of the homepage, allowing members to quickly view their credit score, check recent activity, deposit checks, or contact support whenever needed.
At its core, the upgraded Digital Banking experience is designed to provide greater visibility to the tools that help members carry out everyday financial tasks. When it launches, this streamlined experience will help First Commerce members accomplish more with fewer steps, making Digital Banking simpler, faster, and more intuitive than ever.
Coming soon: Invest in your future, at any level.
Starting soon, through First Commerce’s upgraded Digital Banking platform, you’ll be able to invest in stocks, ETFs and cryptocurrency*.
Whether you’re just getting started or looking to grow your portfolio, investing will soon be easier than ever with First Commerce.
*Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of First Commerce Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of First Commerce Credit Union; (3) not guaranteed by First Commerce Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. First Commerce Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of First Commerce Credit Union and are not guaranteed by First Commerce Credit Union.
First Commerce Credit Union provides this content to inform and inspire. While we strive for accuracy, we do not guarantee this information is accurate, complete or current. This information is not professional advice (tax, legal, financial, etc.) and should not replace your individual consultation with qualified advisors. Laws, rules, and personal circumstances can change, so please verify how this information applies (or does not apply) to your situation and location. All decisions remain your responsibility. First Commerce Credit Union and its affiliates and employees assume no liability for outcomes resulting from the use of this material.
Who We Are
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
